Your partner for online purchase protection.
Verified by Visa (VbV) provides extra protection when you shop online at Verified by Visa merchants using your Hume Visa card.
When you make an online purchase through a Verified by Visa merchant, the program assesses the risk of the transaction based on a number of important factors. If Verified by Visa thinks there is fraudulent activity happening in the purchase, you will be required to verify your identity via three security questions or an SMS verification before the purchase is processed. The requirements will depend on the retailer's system.
Unless Verified by Visa detects a certain degree of risk with your transaction, you won’t notice the program working behind the scenes to protect you. Best of all, you won’t be interrupted on your way to the checkout.