Competition Terms and Conditions

1. The Win 1 of 5 double passes (Competition) commences at 5:00pm AEDT on Tuesday 27 November 2019 and closes at 2.00pm AEDT on Friday 29 November 2019 (Competition Period). Information on how to enter and prizes forms part of these terms and conditions. Entry into the Competition is deemed to be acceptance of these terms and conditions.
2. The promoter is Hume Bank Limited ABN 85 051 868 556 (Hume Bank) of 492 Olive Street, Albury NSW 2640, Phone 1300 004 863.
3. The Promotion is only open to eligible entrants. An eligible entrant is a person who is (i) a follower of the Hume Bank Facebook or Instagram page, (ii) has tagged a friend and has told us in 25 words or less who is their favourite local band why, and (iii) is not a Hume Bank employee. Each eligible entrant will go in the draw for the prize for the Competition.
4. The winners (5) will each receive one ‘By The Banks’ Double Pass to the festival valued at $65 each (the “Prize”). The double passes can only be redeemed for ‘By The Banks’ festival on 30 November 2019. Tickets will be able to be collected directly on the day of the event, from the festival box office located at Willowbank, Albury.
5. The Prize will be drawn at 3.00pm at the offices of Hume Bank at 492 Olive Street, Albury NSW 2640 on Friday 29 November 2019. The recipients of the Prize will be selected as one of the five best answers from the pool of eligible entrants and comply with the criteria specified in rule 3.
6. The winners will be announced on Hume Bank’s Facebook and Instagram accounts and notified by direct message via either Facebook or Instagram, depending on how participants have submitted their entry.
7. Subject to these terms and conditions, Hume Bank shall determine all questions and issues relating to a person’s eligibility to enter the Competition, and/or to obtain the Prize, in its absolute discretion, and no correspondence shall be entered into relating to any determination made.
8. If for any reason the Competition is not capable of running as planned, Hume Bank reserves the right, in its sole discretion, to take any action that may be available to cancel, terminate, modify or suspend the Competition, subject to any requirements of law. Hume Bank reserves the right to disqualify any individual who tampers with the entry process.
9. Hume Bank will not be liable for any loss or damage which is suffered or for any personal injury suffered or sustained arising directly or indirectly from the Competition or in connection with any Prize except for any liability which cannot be excluded by law.
10. All entries in the Competition become the property of Hume Bank. If you win the Prize, it is a condition of your acceptance of the Prize that you agree that Hume Bank may publish your name as the winning entrants in any of Hume Bank’ social media platforms and website within 7 days of the Competition draw date.

Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence 244248

www.humebank.com.au