Competition Terms and Conditions

Terms and Conditions

1. The Promotion commences Monday, 5th February 2017 at 9am AEST and concludes on Friday 8th December, 2017 at 5.00pm AEST (“Promotion Period”). Information on how to enter and prizes forms part of these terms and conditions. Entry into this promotion is deemed acceptance of these terms and conditions.
2. The Promoter is Hume Bank Limited, ABN 85 051 868 556 of 492 Olive Street, Albury NSW, 2640. Phone 1300 004 863 under NSW Permit No LTPS/15/08391
3. The Competition is only open to eligible entrants who:
   1. are a current customer of Hume Bank L [Hume] or become a customer of Hume during the period of the Competition who:
   2. Have a S2 Clancy Koala account; and
   3. Are aged 11 years or under at 30 June 2017
4. To claim a prize:
   1. To be eligible to receive prizes and participate in the competition participants must register here.
   2. Participants must obtain a Junior Savers Club, Save and Win Activities Book either through:
      1. Hume’s school banking program which is made available through their participating school.
      2. Or available at any Hume branch.
   3. Participants can only obtain a maximum of one Junior Savers Club, Save and Win Activities book
   4. Participants can only obtain a Hume coin sticker by making a cash or cheque deposit at a Hume branch or via Hume's School Banking. The minimum deposit amount is $1, and you are only entitled to a maximum of one sticker per week, even if you make more than one deposit. Once the participant has collected 8 or more stickers in the one term on "Clancy Savings Chart" then they are eligible to claim a prize. 
   5. To claim a prize the participant must visit any Hume branch and show their 8 Hume coin stickers in their Junior Savers Club, Save and Win Activities Book to a Hume staff member.
5. Prizes
   1. There are four different prizes that can be won throughout the duration of the competition, which will be released at the end of each term.
   2. Every eligible participant that successfully completes this competition (As per these terms and conditions) will receive a prize.
   3. Participants can claim up to a maximum of 4 prizes which are in the form of children stationary or toys and are valued up to a maximum of $ 3.00 each.
   4. Prizes are not transferable or refundable, and they are not redeemable for cash.
   5. Participants can claim their prizes from the following dates
      • Term one - Available from Monday 27th March 2017
      • Term two - Available from Monday 19th June 2017
      • Term three - Available from Monday 11th September 2017
      • Term four - Available from Monday 13th November 2017
   6.  Participants will receive a stamp by a Hume staff member acknowledging that the prize has been claimed.
6. Subject to these Terms and Conditions, Hume shall determine all questions and issues relating to a person's eligibility to enter the Competition, and/ or to obtain a Prize, in its absolute discretion, and no correspondence shall be entered into relating to any determination made.
7. The promoter will offer a different prize, gift, or free item of similar monetary value as a replacement and the participant agrees to receive different prize, gift, or free item of similar monetary value as a replacement.
8. If for any reason this promotion is not capable of running as planned. Hume reserves the right, in its sole discretion, to take any action that may be available to cancel, terminate, modify or suspend the competition, subject to any requirements of law. Hume reserves the right to disqualify any individual who tampers with the entry process, including if an automated entry mechanism is used.
9. Hume will not be liable for any loss or damage which is suffered or for any personal injury suffered or sustained arising directly or indirectly from this Promotion or in connection with any prize/s except for any liability which cannot be excluded by law.

All entries become the property of Hume. Hume reserves the right to publish entries received and the names of winning entrants in any media. By entering this promotion, you understand and agree that Hume may use and disclose the information provided by you (including for marketing and publicity purposes) as set out in Hume’s Privacy Statement.

Home Starter Hamper Competition - Terms and Conditions 

1. The “Hamper Starter Competition” (Competition) commences at 9:00am AEDT on Saturday 12 August 2017 and closes at 5.00pm AEDT on Friday 29 September 2017 (Competition Period). Information on how to enter and prizes forms part of these terms and conditions. Entry into the Competition is deemed to be acceptance of these terms and conditions.    
2. The promoter is Hume Bank Limited ABN 85 051 868 556 (Hume) of 492 Olive Street, Albury NSW 2640, Phone 1300 004 863, under NSW Permit No LTPS/17/16580.
3. The Promotion is only open to eligible entrants. An eligible entrant is a person who is (i) either a current or non-current customer of Hume who applies and has been approved for a Home Loan of any amount at the Jindera Branch (address here) before 5.00pm AEDT on Friday 29 September 2017 (ii) 18 or older, and (iii) not a Hume employee. Each eligible entrant is automatically entered in the draw for the prize for the Competition (Prize).
4. The Prize is a ‘House Starter Hamper’ of which will be comprised of gift vouchers to the total value of $500. Each voucher will have its own expiry date and usage conditions. 
5. 5.    The Prize will be drawn at [12.00pm] at the offices of Hume at 492 Olive Street, Albury NSW 2640 on [Monday 2 October 2017]. The recipient of the Prize will be selected randomly by member number from the active customer database of Hume and comply with the criteria specified in 3).
6. The name of the Prize winner will be posted on Hume’s website. The winner will also be notified by phone and in writing.
7. Subject to these terms and conditions, Hume shall determine all questions and issues relating to a person’s eligibility to enter the Promotion, and/or to obtain the Prize, in its absolute discretion, and no correspondence shall be entered into relating to any determination made. 
8. If for any reason the Competition is not capable of running as planned, Hume reserves the right, in its sole discretion, to take any action that may be available to cancel, terminate, modify or suspend the Competition, subject to any requirements of law. Hume reserves the right to disqualify any individual who tampers with the entry process, including if an automated entry mechanism is used.
9. Hume will not be liable for any loss or damage which is suffered or for any personal injury suffered or sustained arising directly or indirectly from the Competition or in connection with any Prize except for any liability which cannot be excluded by law.
10. All entries in the Promotion become the property of Hume. If you win the Prize, it is a condition of your acceptance of the Prize that you agree that Hume may publish your name as the winning entrant in any media.

Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence 244248
www.humebank.com.au
 

Hume will waive the Application Fee ($600) or the first years Hume Property Package Fee ($375) on all new home loan applications that are submitted before 30 September and are ‘Approved’ or ‘Approved in Principal’ by a Lender at Hume’s Jindera Branch, Cnr Urana Road and Creek Street, Jindera NSW 2642. Eligible entrants will automatically enter the competition to win a Home Starters Hamper valued up to $500.

Hume will waive the Application Fee ($600) or the first years Hume Property Package Fee ($375) on all new home loan applications that are submitted before 30 September and are ‘Approved’ or ‘Approved in Principal’ by a Lender at Hume’s Wodonga Place Branch, Cnr Elgin Boulevard and High Street, Wodonga VIC 3690. Eligible entrants will automatically enter the competition to win a Home Starters Hamper valued up to $500.

This offer ends 29 September 2017. Offer only available to new customers to Hume, who mention the Facebook ad to Hume staff at our Jindera branch when opening an individual transaction or savings account in their name with Hume. Hume will deposit up to $50 to match the initial deposit at the time of account opening.