Competition Terms and Conditions

Terms and Conditions

1. The Promotion commences Monday 5 February 2018 at 9am AEST and concludes on Friday 7 December, 2018 at 5.00pm AEST (“Promotion Period”).  Information on how to enter and prizes forms part of these terms and conditions.  Entry into this promotion is deemed acceptance of these terms and conditions. 
2. The Promoter is Hume Bank Limited, ABN 85 051 868 556 of 492 Olive Street, Albury NSW, 2640. Phone 1300 004 863 under NSW Permit No 17-20153.
3. The Competition is only open to eligible entrants who:
   1. are a current customer of Hume Bank L [Hume] or become a customer of Hume during the period of the Competition who:
   2. Have a S2 Clancy Koala account; and
   3. Are aged 11 years or under at 30 June 2018
4. To claim a prize:
   1. To be eligible to receive prizes and participate in the competition participants must register here.
   2. Participants must obtain a Junior Savers Club, Clancy's Savings Chart either through:
      1. Hume’s school banking program which is made available through their participating school.
      2. Or available at any Hume branch.
   3. Participants can only obtain a maximum of one Junior Savers Club, Clancy's Savings Chart.
   4. Participants can only obtain a Hume coin sticker by making a cash or cheque deposit at a Hume branch or via Hume's School Banking. The minimum deposit amount is $1, and you are only entitled to a maximum of one sticker per week, even if you make more than one deposit. Once the participant has collected 8 or more stickers in the one term on "Clancy Savings Chart" then they are eligible to claim a prize. 
   5. To claim a prize the participant must visit any Hume branch and show their 8 Hume coin stickers in their savings chart to a Hume staff member.
5. Prizes
   1. There will be a variety of prizes that can be won throughout the duration of the competition that will be rewarded through a lucky dip at the end of each term. 
   2. Every eligible participant that successfully completes this competition (As per these terms and conditions) will receive a prize.
   3. Participants can claim up to a maximum of 4 prizes which are in the form of children stationary or toys and are valued up to a maximum of $ 3.00 each.
   4. Prizes are not transferable or refundable, and they are not redeemable for cash.
   5. Participants can claim their prizes from the following dates
      • Term one - Available from Wednesday 28th March 2018
      • Term two - Available from Thursday 28th June 2018
      • Term three - Available from Thursday 20th September 2018
      • Term four - Available from Monday 3rd December 2018
   6.  Participants will receive a stamp by a Hume staff member acknowledging that the prize has been claimed.
6. Subject to these Terms and Conditions, Hume shall determine all questions and issues relating to a person's eligibility to enter the Competition, and/ or to obtain a Prize, in its absolute discretion, and no correspondence shall be entered into relating to any determination made.
7. The promoter will offer a different prize, gift, or free item of similar monetary value as a replacement and the participant agrees to receive different prize, gift, or free item of similar monetary value as a replacement.
8. If for any reason this promotion is not capable of running as planned. Hume reserves the right, in its sole discretion, to take any action that may be available to cancel, terminate, modify or suspend the competition, subject to any requirements of law. Hume reserves the right to disqualify any individual who tampers with the entry process, including if an automated entry mechanism is used.
9. Hume will not be liable for any loss or damage which is suffered or for any personal injury suffered or sustained arising directly or indirectly from this Promotion or in connection with any prize/s except for any liability which cannot be excluded by law.

10. All entries become the property of Hume. Hume reserves the right to publish entries received and the names of winning entrants in any media. By entering this promotion, you understand and agree that Hume may use and disclose the information provided by you (including for marketing and publicity purposes) as set out in Hume’s Privacy Statement.

1. Offer starts 1 September 2017 and ends 31 August 2018.
2. Offer only available to new Clancy Koala account customers under the age of 12.
3. Parents/Guardians must present the coupon from the coupon book delivered to households in the Federation Council area.
4. One coupon per child and per account and is not redeemable for cash.
5. Hume Bank staff members can participate in the coupon promotion.  
6. Parents/Guardians can return vouchers in new School Banking Application forms to a Hume Bank branch. 
7. Please read the Product Disclosure Statement (available in branch, by phoning 1300 004 863 or here) and consider whether this product is right for you.

1. Offer starts 12 March 2018 and ends 31 March 2018.
2. Offer only available to new Clancy Koala account customers under the age of 12.
3. Parents/Guardians must present the voucher to the Lavington Branch before the 31 March 2018.
4. One voucher per child and per account and is not redeemable for cash.
5. Hume Bank staff members can participate in the coupon promotion.  
6. Parents/Guardians can return vouchers in new School Banking Application forms to a Hume Bank branch. 
7. Please read the Product Disclosure Statement (available in branch, by phoning 1300 004 863 or here) and consider whether this product is right for you.