Competition Terms and Conditions

1. The promotion commences at 1pm Thursday 8 November 2018 and closes at 4.00pm on Thursday 22^nd November 2018.
2. Only one entry per person. All entries must be submitted via Instagram post by the deadline date. 
3. Hume employees are not eligible to enter the Promotion and are not eligible entrants.
4. Applications will be assessed on their merit and skill by the Marketing Department judging panel. 1 winner will be selected. The winning entry will be selected in the opinion of the judges (Marketing Department).
5. Winner will receive x 2 Double Passes (x 4 Tickets) to By the Banks Music Festival.
6. Entrants will be judged at Hume Bank Limited, ABN 85 051 868 556, 492 Olive Street, Albury, NSW, 2640 on Thursday 22^nd November 2018 at 4.00pm and the winner notified on Friday 23^rd November 2018.
7. The winner will also be notified via Facebook message, with collection to be arranged from a Hume Bank branch. 
8. Information on how to enter and prizes forms part of these terms and conditions of entry.

The promoter is Hume Bank Limited, ABN 85 051 868 556, 492 Olive Street, Albury, NSW, 2640. The prize is provided by Hume Bank Limited, ABN 85 051 868 556, 492 Olive Street, Albury, NSW, 2640.