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Contact

Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

Contact Us

Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

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Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Features

Better returns on accounts with more than $5000, but no penalties if you need to dip in and out. We’ll even throw in a free Visa Debit card for good measure.

No account keeping fees

Access funds anytime

High interest rates for balances over $5,000

Free Visa Debit Card with PayWave

Plus

  • Four free electronic transactions per month including EFTPOS and withdrawals at Remote Westpac Group ATMs2

  • Bank anywhere anytime with fully featured internet banking, phone app, and telephone banking

  • Unlimited free use of BPAY and periodical payments

Rates

Account Balance

Interest Rate

$5,000 - $99,9990.10%pa
$100,000 - $499,9990.50%pa
$500,000+1.00%pa

Rates effective from 1 September 2016 and subject to change without notice. Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

Interest is calculated daily and paid quarterly.

Fees

Cash Management Account Charges
Number of transactions in fee-free quota1 Four
Eligible for linked account exemption  Yes
The following fees apply after free transaction number is exceeded 
Withdrawal - Cash at branch  $1.50
Withdrawal - Bank cheque (at counter or via iBank) $3.00
Withdrawal - Member cheque  $0.50
Electronic external transfer at counter  $1.00
Withdrawal  - EFTPOS  $0.30
Rejection - EFTPOS $0.30
Withdrawal - Remote Westpac Group ATM $1.50
The following transactions are not included in any fee-free transaction quota and are charged unless a linked account exemption applies:
Withdrawal - Local Westpac Group ATM2 $1.50
Enquiry  - Any Westpac ATM  $1.00

 

1).The following are classified as transactions for the purposes of calculating the fee-free quota: cash withdrawals at a branch, Financial Institution or Member cheques, EFTPOS transactions (including telephone, internet and regular payments using a Visa debit card), electronic external transfers at counter, successful cash withdrawals at Remote Westpac Group ATMs and transactions at Foreign ATMs (any ATMs not operated by Hume or the Westpac ATM group).

2) Local Westpac Group ATMs are Westpac Group ATMs in cities and towns where Hume has an ATM. Remote Westpac Group ATMs are Westpac Group ATMs outside cities and towns where Hume has an ATM. Remote Westpac Group ATMs can be found using our ATM locator.

Please read the Product Disclosure Statement and Fees and Charges (also available in branch, or by phoning 1300 004 863) and consider whether this product is right for you.