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Rates

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Fixed Home Loans

Rates From:
2.98%^pa

Comparison rate*
4.25%pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^
3.39%^*pa

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Term Deposits

100 day special
1.70%pa

Min investment of $5,000+

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Personal Loans

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6.95%pa

Comparison rate*
7.13%pa

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Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.00%pa

Bonus Rate*
0.50%pa

Bonus Rate Conditions apply.

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Introducing Cash Passport™ Platinum Mastercard®

Simply outsmart travel money. Load up to 11 currencies and use it at millions of locations worldwide everywhere Mastercard is accepted.  Load, spend and top up your card on the go, so you’re always in control.  

<p>Stay connected across a million Boingo hotspots</p>

<p>&nbsp;</p>

Free global Wi-Fi=

Stay connected across a million Boingo hotspots

 

<p>Help is a call away whenever and wherever you are&nbsp;</p>

<p>&nbsp;</p>

24/7 global assistance

Help is a call away whenever and wherever you are 

 

<p>Our team is ready to replace your card or organise cash<sup>%&nbsp;</sup></p>

<p>&nbsp;</p>

Emergency cash access

Our team is ready to replace your card or organise cash

 

Plus

  • Lock and load up to 11 currencies* - lock in exchange rates* and know exactly how much you have to spend 

  • Accepted at millions of locations worldwide - spend fluently wherever Mastercard is accepted instore, online and ATMs

  • Manage your account - track spend, reload, or move money between currencies online, anywhere, anytime.

     


 

Say Goodbye to Fees - Cash Passport Promotional Terms & Conditions

 

Cash Passport™ – Promotion Terms & Conditions of Entry (“Conditions of Entry”)

1. The promoter is Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386837) of 72 Christie Street, St Leonards NSW 2065 (the “Promoter”). Mastercard Prepaid Management Services Australia Pty Ltd arranges for the issue of the Multi-currency Cash Passport™ (“Cash Passport”) and Cash Passport™ Platinum Mastercard® (“Cash Passport Platinum”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240984).

2. Entry is open to all residents of Australia who load or reload in foreign currency with a minimum amount of $1,500 (Australian Dollar equivalent) on a new or existing Cash Passport or Cash Passport Platinum between 9:00am AEST on 3 June 2019 and 11:59pm AEST on 31 August 2019 inclusive (“Promotion Period”) at participating stores or online at www.cashpassport.com.au and successfully register their transaction online at cashpassport.com.au before 11:59pm AEST on 31 August 2019 (“Eligible Entrant”). Duplicate registrations will be deleted.

3. The Promotion Period may be amended and extended if advised by further notice. Taking part in this promotion constitutes acceptance of these terms and conditions.

4. Eligible Entrants must not be in breach of any terms and conditions of this promotion or of the terms and conditions of their relevant Cash Passport.

5. The Promoter reserves the right to review and amend these terms and conditions at any time. Decision of the Promoter is final and no further correspondence will be entered into.

6. Any enquiries regarding the promotion should in the first instance be directed to the Promoter. Travelex Cash Passport products are excluded from this promotion.

7. Entries submitted by the Eligible Entrants become the property of the Promoter. All details will be held in accordance with the Promoter’s Privacy Policy which can be accessed by visiting www.cashpassport.com.au.

8. Eligible Entrants will be credited with a one-time $30 (AUD) to their Australian Dollar currency wallet on their relevant Cash Passport (“Bonus”). All amounts will be credited to Bonus recipients within 30 days of a valid registration being received.

9. Eligible Entrants who successfully register their card in accordance with paragraph 2 will be eligible to a rebate of the Cash Passport or Cash Passport Platinum international ATM withdrawal fees, up to a maximum of 3, until 31 December 2019. The Cash Passport or Cash Passport Platinum international ATM withdrawal fee will be charged to these Eligible Entrants at the time of the ATM withdrawal; however, the Cash Passport or Cash Passport Platinum international ATM withdrawal fee will be credited back, in AUD equivalent to the local wallet cost, to these Eligible Entrants on their relevant Cash Passport each month until 31 December 2019. Some ATM operators may charge their own fees and set their own limits. Domestic ATM withdrawal fees still apply.

10. The Promoter may, in its sole discretion, cancel or vary the promotion at any time. If the Promoter cancels or varies the promotion, it is not liable to any person for any costs, loss or damage whatsoever arising out of, or in connection with, such cancellation or variation and is not required to conduct the promotion at any other time.

11. The Bonus must be taken as stated. If an Eligible Entrant is unable to use the Bonus as stated it will be forfeited and no compensation will be payable.

12. Eligible Entrants may be liable to declare the Bonus for tax purposes. The Promoter takes no responsibility for any tax payable on the Bonus. If any tax is payable on the Bonus it is the sole responsibility of the Eligible Entrant.

13. If the Bonus is not available for reasons beyond the control of the Promoter, the Promoter reserves the right to substitute for something of similar theme and value and this will be at the Promoter’s sole discretion.

14. Cash Passport and Cash Passport Platinum are subject to the Cash Passport Product Disclosure Statement and Terms and Conditions and Cash Passport Platinum Product Disclosure Statement and Terms and Conditions respectively. By accepting the Bonus, Eligible Entrants agree to be bound by the relevant Product Disclosure Statement and Terms and Conditions and to satisfy any necessary identification requirements. Fees and charges apply to the use of the Cash Passport and Cash Passport Platinum and these are set out in the relevant Product Disclosure Statement and Terms and Conditions. Complete copies of each Product Disclosure Statement and Terms and Conditions, including a full list of current fees and charges, are available at www.cashpassport.com.au. All applicable exchange rates, ATM fees or charges may be deducted from the total amount of funds on the relevant Cash Passport at the time the relevant transaction is made. The Cash Passport and Cash Passport Platinum are each valid for up to five (5) years but inactivity fees may apply after twelve (12) months of non-usage of the relevant Cash Passport. The total residual fund of the relevant Cash Passport may be withdrawn at any time and will incur a fee depending on the country of activity.

15. Should an Eligible Entrant’s contact details change during this promotion, it is the Eligible Entrant’s responsibility to immediately notify the Promoter. A request to modify any information provided in an entry should be directed to the Promoter.

16. If for any reason, the Promoter is unable to run this promotion as planned, including tampering, infection by computer virus, bugs, unauthorised intervention, fraud, technical failures or any other causes beyond the control of the Promoter that corrupt or otherwise affect the administration, security, fairness, integrity or proper conduct of this promotion, the Promoter may in its sole discretion disqualify any person who tampers with the entry process, and cancel, terminate, modify or suspend this promotion without prior notice, subject however to any written directions given under applicable law.

17. The Promoter is not responsible for any incorrect or inaccurate information, either caused by you or for any of the equipment or programming associated with or utilised in this promotion, or for any technical error, or any combination thereof that may occur in the course of the administration of this promotion including any omission, interruption, deletion, defect, delay in operation or transmission, communications line, theft or destruction or unauthorised access to or alteration of entries.

18. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who tampers with the entry or submits an entry that is not in accordance with these Conditions of Entry. Any form of automated entry using any other devices or software will be deemed to be invalid.

19. The Promoter is not responsible for lost, late or incorrect entries in this promotion.

20. The Promoter shall not be liable for any loss or damage whatsoever which is suffered (including without limitation direct, indirect and consequential loss and damages) or for personal injury suffered or sustained as a result of entering or trying to enter this promotion or accepting any Bonus offered as part of this promotion, except for any liability which cannot be excluded by law.

21. You release and agree to keep the Promoter indemnified from any claim, cost, demand, tax, liability or damage (including legal costs on a full indemnity basis) suffered or incurred by us, our directors, employees, agents and representatives arising out of your entry in this promotion or any claim by a third party arising from an act or omission by you.

22. These Conditions of Entry are governed by the laws of New South Wales.

Cash Passport Platinum features

1. Free global Wi-Fi=. Get internet access via millions of Boingo hotspots globally. Get 3 months’ Boingo membership every time you top up your Cash Passport with $100 AUD or foreign currency equivalent. 

2. Share or transfer your travel money. Transfer instantly, from your Cash Passport to another Cash Passport issued in Australia or New Zealand in available currencies. 

Cash Passport can be purchased in store. Just be sure to have your Australian driver's license or passport ready. Once you have a Cash Passport, you won’t look back. 


Get your Cash Passport now 

find your closest branch

How does Cash Passport outsmart travel money?


1. Safer and more secure than cash

Cash Passport offers 24/7 Global Assistance. If you lose your wallet, simply call us. Sometimes, these things happen. We’ll quickly organise a new card, free of charge and help you get emergency cash% so you can keep enjoying your holiday.

2. Keep track of your travel money 

‘My Account’ lets you manage your money wherever you are, like reloading your card and transferring between currencies. Shop with confidence knowing exactly how much you have to spend, or simply load more funds with the advantage of locked-in exchange rates*. Load up to 11 currencies: USD, EUR, GBP, NZD, CAD, SGD, JPY, THB, HKD, AED, AUD+. 

3. Convenient and Contactless

Enjoy the freedom of travelling the world with just one card. Eat, shop or play wherever Mastercard® is accepted or withdraw from ATMs along the way, just as you would with your bank card at home. Quicker than cash, contactless payments can save you time when tapping with Cash Passport.
 

24/7 Global Assistance and Support

When travelling overseas, Cash Passport Platinum Card assistance and support is only a phone call away.

Cash Passport 24/7 Global Emergency Assistance service provides a variety of information including card balances, lost or stolen cards, access to emergency cash, translator services, legal or medical support, and sending a message home.

Get assistance
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport™ and Cash Passport™ Platinum (“Cash Passport”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984).  You should consider the Product Disclosure Statement for the relevant Cash Passport available at www.cashpassport.com.au before deciding to acquire the product.  Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. 

* Lock-in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

^ Subject to any surcharge that may be imposed directly by merchants. Cash Passport is unable to be used for purchases related to gambling or adult entertainment. Currently Cash Passport cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan and Syria. If you attempt to use your card at merchants in any of these countries and geographical regions, your request will be declined. In addition, the ATMs and POS terminals are not owned or operated by the Issuer or MasterCard Prepaid Management Services Australia Pty Limited and the Issuer or MasterCard Prepaid Management Services Australia Pty Limited are not responsible for ensuring that merchants will accept the Card. For example, the Issuer and MasterCard Prepaid Management Services Australia Pty Limited cannot control when an ATM or POS terminal is due for maintenance or is faulty or if a merchant chooses not to accept the Card. In such cases, your Card may not function properly or be declined. For more information please see the Product Disclosure Statement at www.cashpassport.com.au. 
 
+ Before you make a decision to acquire the card, please check www.cashpassport.com.au for the latest currencies supported. 
 
% T&Cs apply. Customer must contact Customer service to report lost or stolen card. Emergency cash can be arranged up to the balance on your Cash Passport, subject to availability of funds at the approved agent location.
 
= T&Cs apply. Wi-Fi is provided by Boingo hotspots. Visit cashpassport.com.au and mastercard.boingo.com for more information.