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Fixed Home Loans

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4.85%^pa

Comparison rate*
3.39%pa

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2.99%^*pa

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Rates From
7.45%pa

Comparison rate*
7.66%pa

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11.95%pa

*Interest rate on purchases

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Base Rate
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Bonus Rate Conditions apply.

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Interest rate announcement - 25 July 2022

Hume Bank
25/07/2022

Following the decision of the Reserve Bank of Australia (RBA) on 5 July 2022 to increase the official cash rate, we will be increasing our Term Deposit, variable home loan, fixed home loan and business loan rates.

What rates are changing?

Home loan rates

Effective 27 July 2022, all fixed home loan rates will be increasing.

Effective 27 July 2022, all variable home loan rates will be increasing.

Business loan rates

Effective 27 July 2022, all fixed business home loan rates will be increasing.

Effective 27 July 2022, all variable business loan rates will increase by 0.50% per annum for new and existing customers.

Savings account rates

Effective 1 August 2022, the increases are as per below.

Savings accounts
Reward Saver

Bonus Rate

0.79% pa to 0.99% pa
Business iSave $10,000+ 0.20% pa to 0.30% pa
iSave

Base Rate

0.55% pa to 0.75% pa
Clancy Koala

Bonus Rate

Unchanged at  0.74% pa
Retirement Account Tiered Rate
$50,000 <$250,000 Unchanged at 0.35% pa
$250,000+ Unchanged at 0.75% pa


 

Term Deposit rates

Effective 22 July 2022, Term Deposit rates will increase as per the tables below for new customers.

Interest annually or on maturity
Term

$1,000 - $4,999

$5,000+

36 months

Unchanged at 0.15% pa

Unchanged at 3.25 % pa

24 months

Unchanged at 0.15% pa

Unchanged at 3.00% pa

12 months

Unchanged at 0.15% pa

2.75% pa to 3.00% pa

9 months Unchanged at 0.10% pa Unchanged at 2.00% pa
6 months Unchanged at 0.10% pa Unchanged at 1.50% pa
3 months Unchanged at 0.05% pa

Unchanged at 0.75% pa

 

Regular income (interest paid every 28 days)
Term

$5,000+

36 months

Unchanged at 3.15% pa

24 months

Unchanged at 2.90% pa

12 months

2.65% pa to 2.90% pa

6 months Unchanged at 1.40% pa


 

What this means for you

For our customers with variable rate loans, you will receive a letter shortly detailing your new interest rate and minimum monthly repayment. 

More information and support​

You may have questions about the changes, so we have answered some of the more commonly asked questions here.

If you are experiencing financial difficulties, or anticipate that you may, the best thing you can do is speak to us as soon as possible. Please call us on 1300 004 863 or email [email protected]