Mobile Menu



1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255


E [email protected]

Contact Us


Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

Book appointment

Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*

*Interest rate on purchases

View All

Personal Savings

Base Rate
0.55% p.a.

Bonus Rate Conditions apply.

Learn More

Why You Can’t Afford to Under-Insure Your Home These Holidays

Hume Bank

Last year, a survey by found total spending over the festive season was projected to hit $25 billion*, with each Aussie spending an average of $1,325. That’s a lot of expensive gifts under the Christmas tree! Gifts you probably won’t want to part with.

According to the Australian Institute of Criminology, more than 200,000** Aussie homes are broken into annually. Sadly, the possibility of this theft increases over the holiday season. Research has revealed the most burgled items in Australia^ over the last decade have changed, to reflect our growing penchant for technology. These ‘hot items’ include things like laptops, phones, video game consoles, cameras, TVs, jewellery, and watches – gifts you might typically receive or give a family member over the silly season. This is because they’re not just valuable; they’re more portable and easier for a burglar to sell.

It is important for homeowners and renters not to be complacent. Investing in home and contents insurance before Christmas, is simply a smart move. It is also important to make sure you have the right cover, as some items such as mobile phones and jewellery will require to be listed on the policy to be insured for their full value. Also, if you’re going on holidays over Christmas, it is a good time to review your current policy coverage. If you’re going to be away for a particularly long time, check what your insurance policy is for the maximum number of days covered.

As for additional measures you can take to safeguard your home and possessions, don’t leave expensive gifts like technology, jewellery, or cash vulnerable to thieving eyes. Since thieves might attempt to peer into your home, keep shopping bags or Christmas wrapping out of sight before you head out – this will reduce the potential lure of a luxury present

If your family is giving each other large gifts this year, consider asking the giver to take a photo of the receipt with their mobile. When you receive the gift, note down any serial numbers. Should the worst happen, it’ll make it easier to track down stolen items and be reimbursed.

Burglars also don’t want to spend a long in your home, preferring to quickly swipe items they can easily spot and carry – like car keys. According to the National Motor Vehicle Theft Reduction Council, a car is stolen every 12 minutes in Australia^^. Either they’ll swipe the keys and immediately drive off with it, or they’ll return later to do so. Make sure to store any car keys in a difficult place to find, to help reduce your chances of losing them to theft.

As good as your hiding spots may be, you might want to consider installing a home security system. An effective one should feature door and window sensors, glass-break detectors, motion sensors, and for an additional layer of protection, consider video surveillance. Doing so will mean that in the event of a break-in, police are more likely to identify the offender.

To celebrate the festive season, we have eight Apple watches to give away as gifts. To be in with a chance of winning one, simply arrange your applicable insurance policy online or in branch with us, by 8 December 2019. Just be sure to include it in your policy after you win one.

Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement which are available on this website.
**[email protected]/Lookup/by%20Subject/4530.0~2017-18~Main%20Features~Break-in%20and%20Attempted%20break-in~9