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Sat: 9.30am-12pm
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Variable Home Loans

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Fixed Home Loans

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

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Personal Credit Cards

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*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate*

Bonus Rate Conditions apply.

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First Home Starters Package for those buying their first home

 We can help get you on your feet when buying your first home. 


Are you looking to move out or move on, but don’t quite have the deposit you need to buy your first home? Hume’s Family Guarantee can help you get the house you want, sooner. Watch below to learn more, or call us on 1300 004 863 to book an appointment with one of our Mobile Lenders.


Our application process

1: Approved in Principle

1: Approved in Principle

Approved in Principle gives you an indication of what you can borrow up to, subject to Hume's normal lending criteria. 

2: Formal Approval

2: Formal Approval

We've assesed all your information, had the property valued and (if it meets our lending criteria) we'll arrange for you to have formal approval. 

3: Finalise documents with your Lending Specialist

3: Finalise documents with your Lending Specialist

We then make time for you to sit down with your very own Lending Specialist, who can answer any remaining questions as you sign your final documents. 

4: Offer, settle, sold

4: Offer, settle, sold

Your solicitor or conveyancor arranges settlement with us. This will be on the settlement day on the contract of sale. You're then ready to move into your very own home. 

What you get with the First Home Starters Package

To make life easier, we've selected some of the best benefits on offer to ensure you get decent savings and a discounted rate - all for an annual fee of $375.

No establishment fee


Discounted interest rates


Discounted loan fees

Discounts on insurance and financial planning products

*First Home Starters Intro Package offers a discount of 0.60% on the 2 Year Fixed rate. At the end of the introductory period, the loan reverts to 0.70% discount from standard variable rate (SVR) (regardless of balance). Interest rate correct as at 1/12/2017 and subject to change without notice. The First Home Starters Intro Package offer applies to first home buyer applicants who have not previously purchased a property. This offer is not available for any home loan refinance, variation or change of loan purpose of any existing Hume home loan. 

Terms, conditions, fees, charges and normal lending criteria apply.

 **Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Andrew and Steph's Story

Buying their first home was a big deal for Andrew and Steph, they had a lot on their plate.

So we made it that little bit easier for them with our First Home Starters Package, featuring free redraw facilities on their fixed loan. We were even able to submit the application for their First Home Buyers grant on their behalf, so they were able to focus on more important things. 

We understand how hard it can get sometimes and we were there to help Andrew and Steph call a place their own. 

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