Mobile Menu



1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255



Contact Us


Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

Book appointment

Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Term Deposits

100 day special

Min investment of $5,000+

Learn More

Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*

*Interest rate on purchases

View All

Personal Savings

Base Rate

Bonus Rate*

Bonus Rate Conditions apply.

Learn More

First Home Starters Package for those buying their first home

 We can help get you on your feet when buying your first home. 

Are you looking to move out or move on, but don’t quite have the deposit you need to buy your first home? Hume’s Family Guarantee can help you get the house you want, sooner. Watch below to learn more, or call us on 1300 004 863 to book an appointment with one of our Mobile Lenders.


Our application process

1: Approved in Principle

1: Approved in Principle

Approved in Principle gives you an indication of what you can borrow up to, subject to Hume's normal lending criteria. 

2: Formal Approval

2: Formal Approval

We've assesed all your information, had the property valued and (if it meets our lending criteria) we'll arrange for you to have formal approval. 

3: Finalise documents with your Lending Specialist

3: Finalise documents with your Lending Specialist

We then make time for you to sit down with your very own Lending Specialist, who can answer any remaining questions as you sign your final documents. 

4: Offer, settle, sold

4: Offer, settle, sold

Your solicitor or conveyancor arranges settlement with us. This will be on the settlement day on the contract of sale. You're then ready to move into your very own home. 

What you get with the First Home Starters Package

To make life easier, we've selected some of the best benefits on offer to ensure you get decent savings and a discounted rate - all for an annual fee of $375.

No establishment fee


Discounted interest rates


Discounted loan fees

Discounts on insurance and financial planning products

*First Home Starters Intro Package offers a discount of 0.10% on the 2 Year Fixed rate. At the end of the introductory period, the loan reverts to 0.70% discount from standard variable rate (SVR) (regardless of balance). Interest rate correct as at 22 June 2020 and subject to change without notice. The First Home Starters Intro Package offer applies to first home buyer applicants who have not previously purchased a property. This offer is not available for any home loan refinance, variation or change of loan purpose of any existing Hume home loan. 

Terms, conditions, fees, charges and normal lending criteria apply.

 **Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Further Savings

Hume Property Package Saving
$0 Establishment Fee Save $600
$0 Switching Fee Save $300
$0 Variation Fee Save $300
$0 Top up fee (note: not applicable on fixed loans) Save $300
$0 Application fee on personal loans Save $150
Fee exempt transaction account
10% discount on Motor Vehicle Insurance1
10% discount on House and/or Contents Insurance1

$0 annual fee on Hume credit cards

Free initial consultation with a Hume Financial Planner, with $100 discount off a financial plan2
100% interest offset account available

Terms, conditions, fees, charges and normal lending criteria apply.

1) Must be applied for through Hume; only one discount per policy. Insurance policies are issued by Allianz Australia Insurance Limited AFSL Licence No 234708. If you purchase this insurance, Hume Bank will receive a commission that is a percentage of the premium.

2) Financial planning services are provided via Bridges Financial Services Pty Ltd (Bridges), ASX Participant AFSL No. 240837 and Executive Wealth Management Financial Services Pty Ltd (EWM) AFSL No. 245451. Hume Bank does not accept responsibility for any acts, omission or advice provided by Bridges and EWM or their authorised representatives.

For a copy of our Investment Home Loan Rates, click here.