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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255


E [email protected]

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Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

Book appointment

Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate Conditions apply.

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$50 million committed and designed to get you building. 

If you’re renovating your home or building a new one, the Hume Bank HomeBuilder loan has been created to support your vision. We want your dream home to become a reality and have committed $50 million to our economy and local region through the HomeBuilder loan.

How does it work?

Hume Bank has committed $50 million to our local economy to renovate and build new homes. We are determined to support our local customers and the building industry in these challenging times. The Hume Bank HomeBuilder loan is exclusive to our local region, represented below.


To find your nearest Hume Bank branch visit our locator here.

Can I work with any local builder? Yes, we support all local builders, trades and suppliers within
the geographical 150km Albury/Wodonga radius area as highlighted on the map.

Hume Bank's $50 million regional commitment is proudly supported
by our local building industry.

Home loan calculators.

Home loan calculators.

Calculate your borrowing power, how much you could save with extra repayments and more.


Local Lend-gends, here for you.

We care for our customers and their communities and we want to make sure you stay safe during these uncertain times. If you're looking to buy, update or invest, we can help. 

Book an appointment online with one of our expert Lend-gends,
they’ll tailor your home loan to what you need and organise for your appointment to be held over voice or video call. 

book an appointment

Interest Rate

Loan Type

Annual Percentage Rate

Comparison Rate*

Owner Occupied HomeBuilder Home Loan^1.99%3.34%
Investment HomeBuilder Home Loan #1.99%3.71%

^Visit for T&C's. This offer is available from 10 August 2020 and Hume Bank may vary or end this offer at any time without notice, at which point only approved loans drawn down within the time period specified in the loan contract will continue to be eligible.  This offer is not available in conjunction with any other discount offer, including the Hume Bank Property Package and is available to owner occupied and investment loans for the purpose of renovating or new home construction. The finance application must be submitted and the construction contract finalised before 31 March 2021. The construction or renovation must be on property located within a 150 kilometre radius from the Albury Post Office, 570 Dean Street, Albury NSW 2640.  Owner Occupier rate is available at 1.99% 3yr fixed with a comparison rate of 3.34%.

#­­Investment rate is available at 1.99% 3yr fixed with a comparison rate of 3.71%. Maximum LVR of 90% for owner occupied and 80% for investment loans and minimum loan amount of $50,000 applies. Loan will revert to an Interest Saver or Investment Interest Saver, variable rate at the end of the fixed rate period. This offer is available to new loans to Hume Bank with principal and interest repayments.

*Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees, charges and normal lending criteria apply. Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence No. 244248.

Product specifications.

Fixed Interest Rate Charges

Application fee

Minimum Loan Amount $50,000
Maximum Loan Term

30 years

OO Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium) 


Investment Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium) 

Additional Repayments2 Yes - Limits apply
Online Redraw Facility Yes - Free Unlimited
Manual Redraw Facility (e.g. in branch)  Yes - One free per month - $30 thereafter 
100% Interest Offset account (learn more) No
Split loan option No
Available for construction Yes
Interest only repayments Yes
Interest in advance No

Break cost fee
The Break Cost is calculated as follows: (A X E X B)/12 where A is (a) the amount of the early repayment or (b) the balance on your loan on the day the interest rate is varied, E is the difference between Hume’s fixed interest rate for the remainder of the fixed rate period and the fixed rate that applies to your loan, and B is the number of full months left in the fixed rate period.



1) Discount applies to new loans from Hume Bank for the purpose of a purchase or refinance, where the packaged home loan borrowings total more than these amounts. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period. 

2) Additional repayments can be made at any time, however if the total of the additional payments to the loan exceed the balance at the commencement of the fixed rate period by 25%, a break cost fee may be payable.

For a copy of our Investment Home Loan Rates, click here.

Key Facts Sheet