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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255



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Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

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Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate*

Bonus Rate Conditions apply.

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A better deal on your home loan

With the Hume Bank Property Package, we bundle up our other banking products so you get significant savings and a discounted interest rate, for an annual fee of $375. Think of it as the all-star line up of home loans.

No establishment fee 


Discounted interest rates


Discounted loan fees


Discounts on insurance, and financial planning products


Terms, Conditions, fees, charges and lending criteria apply. Please read the Conditions of Use booklet for a detailed description of benefits available.

Rate Discounts

Loan type

Loan Amount

Rate Discount Applied

Standard Variable$150,000 - $249,9990.70%pa
$250,000 - $499,9990.80%pa
$500,000 and over0.90%pa
Line of Credit$150,000 - $249,9990.70%pa
$250,000 - $499,9990.80%pa
$500,000 and over0.90%pa
Fixed Rate (any term)$150,000+0.10%pa

Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence No. 244248.

Amounts refer to the total packaged home loan borrowings. Does not apply to a refinance of a Hume loan. Loans must be funded within 6 months of the offer end date to continue to be eligible. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period.

Interest rates for investment loan purposes and interest only loans will differ.

Local Mobile Lend-gends.

We care for our customers and their communities. If you're looking to buy, update or invest, we can help. 

Book an appointment online with one of our expert Mobile Lend-gends,
they’ll tailor your home loan to what you need.

book an appointment
Home Loan Calculators

Home Loan Calculators

Calculate your borrowing power, how much you could save with extra repayments and more.


Further Savings

Hume Property Package Saving
$0 Establishment Fee Save $600
$0 Switching Fee Save $300
$0 Variation Fee Save $300
$0 Top up fee (note: not applicable on fixed loans) Save $300
$0 Application fee on personal loans Save $150
Fee exempt transaction account
10% discount on Motor Vehicle Insurance1
10% discount on House and/or Contents Insurance1

$0 annual fee on Hume credit cards

Free initial consultation with a Hume Financial Planner, with $100 discount off a financial plan2
100% interest offset account available

Terms, Conditions, fees, charges and lending criteria apply. Please read the General Conditions booklet when considering if this product is right for you.

1) Must be applied for through Hume; only one discount per policy. Insurance policies are issued by Allianz Australia Insurance Limited AFSL Licence No 234708. If you purchase this insurance, Hume Bank will receive a commission that is a percentage of the premium.

2) Financial planning services are provided via Bridges Financial Services Pty Ltd (“Bridges”) ASX Participant AFSL No. 240837. Hume Bank referral to a Bridges Financial Planner for a free initial consultation. Hume Bank does not accept responsibility for any acts, omission or advice provided by Bridges or its authorised representatives. Hume Bank Limited ABN 85 051 868 556 AFSL & Australian Credit Licence No. 244248.

For a copy of our Investment Home Loan Rates, click here.