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Sat: 9.30am-12pm
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Variable Home Loans

Rates From

Comparison rate*

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Fixed Home Loans

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

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Personal Credit Cards

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*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate*

Bonus Rate Conditions apply.

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A better deal on your home loan

With the Hume Property Package, we bundle up our other banking products so you get significant savings and a discounted interest rate, for an annual fee of $375. Think of it as the all-star line up of home loans.

Switching your loan to Hume? For a limited time, refinance to the Property Package and save up to $1,500 in set up costs.*

No establishment fee 


Discounted interest rates


Discounted loan fees


Discounts on insurance, and financial planning products


*Hume will waive or pay up to $1,500 of the set up costs, which includes application fee and may also include costs such as registration and discharge or mortgage fees, settlement costs, and second valuations, but excludes costs incurred from your current provider. Refinance offer only available on Pricipal & Interest loan amounts over $100,00.

Terms, Conditions, fees, charges and lending criteria apply. Please read the Conditions of Use booklet for a detailed description of benefits available.

Rate Discounts

Loan type

Loan Amount

Rate Discount Applied

Standard Variable$150,000-$249,9990.70%pa
$250,000 - $499,9990.80%pa
$500,000 and over0.90%pa
Line of Credit$150,000-$249,9990.70%pa
$250,000 - $499,9990.80%%pa
$500,000 and over0.90%%pa
Introductory rate$150,000+0.10%pa
Fixed Rate (any term)$150,000+0.10%pa

Amounts refer to the total packaged home loan borrowings. Does not apply to a refinance of a Hume loan. Loans must be funded within 6 months of the offer end date to continue to be eligible. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period.

Interest rates for investment loan purposes and interest only loans will differ.

Further Savings

Hume Property Package Saving
$0 Establishment Fee Save $600
$0 Switching Fee Save $300
$0 Variation Fee Save $300
$0 Top up fee (note: not applicable on fixed loans) Save $300
$0 Application fee on personal loans Save $125
Fee exempt transaction account
10% discount on Motor Vehicle Insurance1
10% discount on House and/or Contents Insurance1

$0 annual fee on Hume credit cards

Free initial consultation with a Hume Financial Planner, with $100 discount off a financial plan2
100% interest offset account available

Terms, Conditions, fees, charges and lending criteria apply. Please read the General Conditions booklet when considering if this product is right for you.

1) Must be applied for through Hume; only one discount per policy. Insurance policies are issued by Allianz Australia Insurance Limited AFSL Licence No 234708. If you purchase this insurance, Hume Bank will receive a commission that is a percentage of the premium.

2) Financial planning services are provided via Bridges Financial Services Pty Ltd (Bridges), ASX Participant AFSL No. 240837 and Executive Wealth Management Financial Services Pty Ltd (EWM) AFSL No. 245451. Hume Bank does not accept responsibility for any acts, omission or advice provided by Bridges and EWM or their authorised representatives.

For a copy of our Investment Home Loan Rates, click here.