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Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255



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Variable Home Loans

Rates From^

Comparison rate*

^This rate is only available on new loans with principal and interest repayments on loan amounts over $50,000 *Click for important information about comparison rate.

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Fixed Home Loans

Rates From:

Comparison rate*

*Click for important information about comparison rate

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Term Deposits

100 day special

Min investment of $5,000+

Learn More

Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate*

Bonus Rate Conditions apply.

Learn More


If your loan is greater than $50,000 and you're looking no fuss variable home loan that offers a low rate, then a Hume Interest Saver loan may be for you.

No frills low variable rate loan

No annual or monthly fees

Make extra repayments at any time

Free online redraw on your extra repayments


  • Fee-exempt transaction account available

  • Interest-only repayment options

  • No account keeping fees

We can help get you started

If you're thinking about buying, updating or investing, click below to send us your details and a Lending Specialist will get in touch to talk about your plans.


Interest Rate

Annual Percentage Rate

Comparison Rate*


Interest rate correct as at 2 July 2018 and subject to change without notice.
Interest rates for investment loan purposes and interest only loans will differ. Terms, conditions, fees, charges and normal lending criteria apply. Comparison rate based on a secured loan of $150,000 over 25 years.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.


Interest Saver Charges

Application fee
(Waived for loans refinanced to Hume1 - Learn More)

Top up fee $300

Switch fee

(Waived for loans refinanced to Hume1 - Learn More)

Minimum loan amount $50,000
Maximum loan term

30 years

Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium)  95%
Additional Repayments Free
Online Redraw Facility Unlimited free
Manual Redraw Facility (e.g. in branch) $25 per redraw
Available under Hume Property Package  No
100% Interest Offset account (learn more) No
Top up available Yes
Split loan option Yes
Available for construction Yes
Flexible repayments Yes
Interest only repayments Yes
Interest in advance No

1) Hume will waive or pay up to $1,500 of the set up costs, which includes the application fee and may also include costs such as registration and discharge of mortgage fees, settlement costs, and second valuations, but excludes costs incurred from your current provider.  Refinance offer is only available on Pricipal & Interest loan amounts over $100,000.  This offer may be withdrawn without notice at any time, at which point only approved loans funded within 3 months of the offer end date will continue to be eligible.

Terms, conditions, fees, charges and normal lending criteria apply.

For a copy of our Investment Home Loan Rates, click here.

Key Facts Sheet