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Contact

Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

Contact Us

Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

Learn More

Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

What you'll get

With a low interest rate locked in for the first year, interest-only repayment options, no-penalty for extra repayments and free online redraw, this loan is designed around helping you find your feet. Once you’re sorted after that first year, your loan can automatically revert to our standard variable rate – or another loan of your choice.

Switching your loan to Hume?  For a limited time, refinance to this loan and save up to $1,500 in set up costs1

100% interest offset account available

 

 

No monthly or annual fees

 

Make extra repayments at any time

 

Free online redraw on your extra repayments

 

Plus

Terms, conditions, fees, charges and normal lending criteria apply.

Interest Rate

Annual Percentage Rate

Comparison Rate*

3.80%5.01%

Interest rate correct as at 10 October 2016 and subject to change without notice.

For investment loan purposes an additional 0.25%pa applies. Terms, conditions, fees, charges and normal lending criteria apply. Comparison rate based on a secured loan of $150,000 over 25 years.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

Overview

Introductory Rate Charges

Application fee
(Waived for loans refinanced to Hume1 - Learn More)
(Waived for loans included in the Hume Property Package1
 - Learn More)

$600
Top up fee
(Waived for loans included in the Hume Property Package1 – learn more)
$300
Switch fee
(Waived for loans included in the Hume Property Package1 – learn more)
$300
Minimum loan amount
(Minimum loan amount $150,000 applies to loans included in the Hume Property Package1)
No minimum
Maximum loan term

30 years

Available under Hume Property Package - learn more Yes
Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium)  97%
Additional Repayments Free
Online Redraw Facility Unlimited free
Manual Redraw Facility (e.g. in branch) One free per month - $25 thereafter 
100% Interest Offset account (learn more) Yes
Split loan option Yes
Available for construction Yes
Flexible repayments Yes
Interest only repayments Yes
Interest in advance No

 

1) Hume will waive or pay up to $1,500 of the set up costs, which includes the application fee and may also include costs such as registration and discharge of mortgage fees, settlement costs, and second valuations, but excludes costs incurred from your current provider.  Refinance offer is only available on loan amounts over $100,000.  This offer may be withdrawn without notice at any time, at which point only approved loans funded within 3 months of the offer end date will continue to be eligible.

2) Discount applies to new loans from Hume for the purpose of a purchase or refinance, where the packaged home loan borrowings total more than these amounts. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period. 

Terms, conditions, fees, charges and normal lending criteria apply.

Key Facts Sheet