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Contact

Call

1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

Contact Us

Rates

Variable Home Loans

Rates From ^
3.59%^#pa

Comparison rate*
4.86%pa

^#This rate is only available on new loans with principal and interest repayments on loan amounts over $50,000 *Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.99%pa

Comparison rate*
5.03%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Personal Loans

Rates From
7.95%pa

Comparison rate*
8.13%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

What you'll get

A convenient option for investors, our line of credit allows you to draw on your funds at any time within a set limit and term. Repay as much or as little as you like until the end of the term when the balance is due. Funds are borrowed against the equity in your home or investment property.

Flexible access to credit

 

No Monthly Access Fees

 

Visa Debit Card with PayWave available 

 

Make extra repayments at any time

 

Plus

  • Cashcard or chequebook access available

  • Online enquiry form available

  • Access anywhere any time with fully featured internet banking, device app and telephone banking

We can help get you started

If you're thinking about buying, updating or investing, click below to send us your details and a Lending Specialist will get in touch to talk about your plans.

 

Interest Rate

Annual Percentage Rate

5.80%

Interest rate correct as at 2 October 2018

and subject to change without notice.

Interest rates for investment loan purposes and interest only loans will differ. Terms, conditions, fees, charges and normal lending criteria apply. Comparison rate based on a secured loan of $150,000 over 25 years.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

Overview

 Line of Credit Charges

Application Fee
(Waived for loans included in the Hume Property Package1 - learn more)

$600
Top up fee (Waived for loans included in the Hume Property Package1 - learn more) $300
Switch fee (Waived for loan included in the Hume Property Package1 - learn more) 300

Minimum Loan Amount 
(Minimum loan amount $150,000 applies to loans included in the Hume Property Package1)

$20,000
Available under Hume Property Package - learn more Yes
Maximum Loan Term 25 years
Max. loan value ratio (including Lender's Mortgage Insurance Premium) 80%
Additional Repayments Yes
Split loan option  Yes
Available for construction  No
Flexible repayments  Yes
Interest Only Repayments  Yes
Interest in advance  Yes
Break cost fee  N / A
Transaction fees  
Enquiry - Any Westpac Group ATM $1.00

 

1) Discount applies to new loans from Hume for the purpose of a purchase or refinance, where the packaged home loan borrowings total more than these amounts. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period.

Please read the Product Disclosure Statement and Fees and Charges (available in branch, by phoning 1300 004 863 or here) and consider whether this product is right for you.

For a copy of our Investment Home Loan Rates, click here.