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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255


E [email protected]

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Need a home loan?

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Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate Conditions apply.

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Flexible access to your credit

A convenient option for investors, our line of credit allows you to draw on your funds at any time within a set limit and term. Repay as much or as little as you like until the end of the term when the balance is due. Funds are borrowed against the equity in your home or investment property.

Flexible access to credit


No Monthly Access Fees


Visa Debit Card with PayWave available 


Make extra repayments at any time



  • Chequebook access available

  • Online enquiry form available

  • Access anywhere any time with fully featured internet banking, device app and telephone banking

Local Mobile Lend-gends.

We care for our customers and their communities. If you're looking to buy, update or invest, we can help. 

Book an appointment online with one of our expert Mobile Lend-gends,
they’ll tailor your home loan to what you need.

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Home Loan Calculators

Home Loan Calculators

Calculate your borrowing power, how much you could save with extra repayments and more.


Interest Rate

Annual Percentage Rate


Interest rate correct as at 14 April 2021 and subject to change without notice.

Interest rates for investment loan purposes and interest only loans will differ. Terms, conditions, fees, charges and normal lending criteria apply. Comparison rate based on a secured loan of $150,000 over 25 years.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.


 Line of Credit Charges

Application Fee
(Waived for loans included in the Hume Bank Property Package1 - learn more)

Top up fee (Waived for loans included in the Hume Bank Property Package1 - learn more) $300
Switch fee (Waived for loan included in the Hume Bank Property Package1 - learn more) 300

Minimum Loan Amount 
(Minimum loan amount $150,000 applies to loans included in the Hume Property Package1)

Available under Hume Bank Property Package - learn more Yes
Maximum Loan Term 25 years
Max. loan value ratio (including Lender's Mortgage Insurance Premium) 80%
Additional Repayments Yes
Split loan option  Yes
Available for construction  No
Flexible repayments  Yes
Interest Only Repayments  Yes
Interest in advance  Yes
Break cost fee  N / A
Transaction fees  
Enquiry - Any Westpac Group ATM $1.00


1) Discount applies to new loans from Hume Bank for the purpose of a purchase or refinance, where the packaged home loan borrowings total more than these amounts. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period.

Please read the Product Disclosure Statement and Fees and Charges (available in branch, by phoning 1300 004 863 or here) and consider whether this product is right for you.

For a copy of our Investment Home Loan Rates, click here.