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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255



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Need a home loan?

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Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Fixed Home Loans

Rates From:

Comparison rate*

*Click for important information about comparison rate

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate

Bonus Rate*

Bonus Rate Conditions apply.

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Lock in our new discounted rate

Loan greater than $50,000? Looking for a variable home loan that offers a discounted low rate?

Our 2 Year Standard Variable Discount loan may be for you.


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All the features you'll need

Enjoy a variety of added discounts and features


No annual, monthly or account keeping fees

Discounted low standard variable rate loan

Make extra repayments at any time

Free online redraw on your extra repayments

Owner Occupied Interest Rate

Annual Percentage Rate

Comparison Rate*


Investment Interest Rate

Annual Percentage Rate

Comparison Rate*

3.89% **5.32%

^#Rate correct as at 1/5/2019 and may change without notice. This rate is only available to owner occupied loans with principal and interest repayments with a minimum loan amount of $50,000. **This offer applies to new loans with Principal & Interest repayments for the purpose of a purchase or refinance and does not apply to a refinance of an existing Hume loan. *Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: this comparison rate is true only for the examples given and may not include all fees and charges incurred from your current loan provider. Offset facility not available during discount period with this product. Different terms, new home loans, fees and other loan amounts might result in a different comparison rate. Terms, conditions, fees, charges, and normal lending criteria apply. Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence No. 244248.


Standard Variable Rate Charges

Application fee

Top up fee $300
Switch fee $300
Minimum loan amount $50,000
Maximum loan term

30 years

Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium)  95%
Additional Repayments Free
Online Redraw Facility Unlimited free
Manual Redraw Facility (e.g. in branch) One free per month - $25 thereafter 
Split loan option Yes
Available for construction Yes
Flexible repayments Yes
Interest only repayments Yes
Interest in advance No


1) Discount applies to new loans from Hume for the purpose of a purchase or refinance, where the packaged home loan borrowings total more than these amounts. For bridging loans, the loan amount used to determine the applicable discount is the loan amount once the bridging loan has been reduced at the end of the bridging period. 

Terms, conditions, fees, charges and normal lending criteria apply.

For a copy of our Investment Home Loan Rates, click here.

Local Mobile Lenders

We care for our customers and their communities. If you're looking to buy, update or invest, we can help. 

Book an appointment online with one of our expert Mobile Lenders,
they’ll tailor your home loan to what you need.

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