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Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

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Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

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Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

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Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Why pick us for landlord insurance?

Renting to strangers can be stressful, but insuring your investment property and the income it generates doesn't have to be. Landlord insurance through Hume includes cover for malicious damage by tenants, up to $10 million legal liability cover and offers the option of Rent Default and Theft by Tenant cover for added peace of mind.

Get a no claims bonus of up to 30%1,2

Buy online and save up to 10%1,5

Pay by the month at no extra cost 3

Optional cover for rent default and theft by tenant 

Plus

  • Cover against malicious damage by your tenants 

  • Increase your excess to reduce your premium1,4 

Key Facts Sheets are available here for Landlord Building and Landlord Contents insurance.

Cover Overview

Key benefits Building Cover Contents Cover

Accidental breakage of glass

Yes

Yes

Earthquake

Yes

Yes

Explosion

Yes

Yes

Fire or smoke

Yes

Yes

Flood cover (optional, subject to eligibility)

Yes

Yes

Impact damage

Yes

Yes

Lightning or thunderbolt

Yes

Yes

Riot or civil commotion

Yes

Yes

Storm, rainwater or run-off

Yes

Yes

Theft, burglary or housebreaking

Yes

Yes

Tsunami

Yes

Yes

Water or other liquid damage

Yes

Yes

Automatic indexation of sums insured

Yes

Yes

Contents in the open air at the risk address (Up to $200)

No

Yes

Continuation of cover when you are selling your buildings

Yes

No

Fusion - burnout of household electric motors up to 15 years old (Limits apply depending on the age of the motor – see PDS for details)

Yes

Yes

Cover for specified Landlord’s contents (available on a buildings-only policy, limits apply – see PDS for details)

Yes

No

Legal liability - cover for injury to other people or their property (Up to $10,000,000)

Yes

Available under contents cover only where the building is part of a strata title development

Mortgage discharge costs (Up to $2,000)

Yes

No

Reinstatement of sum insured after a loss

Yes

Yes

Removal of debris, professional rebuilding fees and extra costs of complying with building regulations (Limits apply – see PDS for details)

Yes

Yes

Rental costs after an insured event (Limits apply – see PDS for details)

Yes

Available under contents cover only where the building is part of a strata title development

Replacement of locks or cylinders (Up to $500)

Yes

Yes

Environmental benefits (Up to $5,000)

Yes

No

Rent default and theft by tenant

Optional

Optional

Landlord Workers’ Compensation (Available in ACT, WA and TAS only)

Optional

Optional

Hume Bank Limited ABN 85 051 868 556 AFSL No 244248 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply.  This information about insurance cover is a summary only. Before making a decision you should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) (‘PDS’) and the Key Facts Sheets for Landlord Building and/or Landlord Contents insurance. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1) Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

2) To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlord insurance claims in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

3) Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

4) May not be available when an imposed excess applies.

5) Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

 

Download PDS

Get a quick quote below and apply online for 10% off your premium1,2

Returning to a saved quote? Retrieve it here

 

Apply Online

1) Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

2) Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

Make a claim

A convenient way to make a landlord insurance claim is via the online claim form. You can submit your landlord insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

Alternatively, you can call the claims hotline on 1300 555 013 and a friendly consultant will take you through the claims process.

Claim Online