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Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

Contact Us

Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

View All

Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

View All

Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

Learn More

Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

View All

Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Why get Renter's Insurance through Hume?

A renter’s insurance policy can cover the bits that a renter needs. Cover your possessions at the property you are renting against a broad range of events such as fire, theft, storm and water damage – you also have the option of Personal Effects cover for portable items you wear or carry with you when you’re out and about.

Get a no claim bonus of up to 30%1,3

Buy online and save up to 10% on your policy1,4

Pay by the month at no extra cost2

Plus

  • Cover for loss or damage caused by fire, theft, water damage and more

  • Cover for guests' property when they come to stay, up to the policy limit 

  • Cover for fraudulent use of lost or stolen credit cards, up to the policy limit

Key Facts Sheets are available for each policy option here:  Vital Contents InsuranceClassic Contents Insurance, and Prestige Contents Insurance,

Cover Overview

Cover Vital Classic Prestige

Events Covered

Accidental breakage (of glass), Earthquake and tsunami, Explosion, Fire or smoke, Flood (optional subject to eligibility), Impact damage, Lightning or thunderbolt, Malicious acts, Riot or civil commotion, Storm, rainwater or run-off, Theft, burglary or housebreaking, Water or other liquid damage.

Accidental breakage (of glass), Earthquake and tsunami, Explosion, Fire or smoke, Flood (optional subject to eligibility), Impact damage, Lightning or thunderbolt, Malicious acts, Riot or civil commotion, Storm, rainwater or run-off, Theft, burglary or housebreaking, Water or other liquid damage.

Any Accidental Loss or Damage unless specifically excluded. Note: Flood cover is optional and is subject to eligibility.

Automatic indexation of sums insured

Yes

Yes

Yes

Compensation for death (Benefit of $10,000)

Yes

Yes

Yes

Compensation for Fracture (Limits apply – see PDS for details)

No

Yes

Yes

Contents in the open air at the risk address (Sub-limits for selected contents based on insured events causing loss or damage – see PDS for details)

Yes

Yes

Yes

Contents in a safe deposit box at a bank –excluding theft (Limits apply – see PDS for details)

Yes

Yes

Yes

Credit cards - cover for fraudulent use of lost or stolen cards

Up to $2,500

Up to $5,000

Up to $5,000

Emergency Storage of contents for up to 12 months (Limits apply – see PDS for details)

Yes

Yes

Yes

Guests', visitors' and domestic helpers' property (Up to $5,000)

Yes

Yes

Yes

Tax Audit (Up to $5,000)

No

Yes

Yes

Legal Defence Costs (Up to $5,000)

No

No

Yes

Transit to your new place of residence

No

No

Yes

Fusion of household electric motors

No

Motors up to 10 years old

Motors up to 12 years old

Legal liability cover

Up to $10,000,000

Up to $20,000,000

Up to $20,000,000

Replacement of locks and cylinders

Up to $1,000

Up to $1,000

Up to $2,000

Security firm attendance (Up to $500)

Yes

Yes

Yes

Spoilage of perishable food in refrigerator or freezer

No

Up to $500

Up to contents sum insured*

Temporary removal of Contents from your risk address for up to 90 days

Up to 20% of contents sum insured with sub-limits for listed contents:

· while kept where you are temporarily residing; or

· anywhere else in Australia or New Zealand but excluding theft

Up to 20% of contents sum insured with sub-limits for listed contents:

· while kept where you are temporarily residing or

· anywhere else in Australia or New Zealand but excluding theft

· Up to 20% of contents sum insured with sub-limits for listed contents, while kept where you are temporarily residing or

· up to $7,500 for contents anywhere else in Australia or New Zealand.

Title deeds (Up to $2,000)

Yes

Yes

Yes

Veterinary costs if your dog / cat is injured in a road accident (Up to $500)

Yes

Yes

Yes

 

* If the cause of the spoilage is declared a ‘natural disaster’ by the government, this benefit will be limited to $500. However, no excess will be payable.

Hume Bank Limited ABN 85 051 868 556 AFSL No 244248 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply.  This information about insurance cover is a summary only. Before making a decision you should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) (‘PDS’) for Vital Home Insurance, Classic Home Insurance and Prestige Home Insurance, and the Key Facts Sheet for Vital Contents InsuranceClassic Contents Insurance, and Prestige Contents Insurance. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1) Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

2) Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

3) To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

4)  Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

Get a quick quote below and apply online for 10% off your policy1,2

Returning to a saved quote? Retrieve it here

Apply Online

1) Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to any flood component of the premium (if applicable).

2) Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

How to Claim

A convenient way to make a renters insurance claim is via the online claim form. You can submit your renters insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

Alternatively, you can call the claims hotline on 1300 555 013 and a friendly consultant will take you through the claims process.

Claim Online