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Save up to 40% on home insurance through Hume1

Be rewarded for having a good claims history and save up to 40% when you buy a building and contents policy online.1

At Hume you can save up to 40% on a home and contents insurance policy when you:

Qualify for our 30% No Claim Bonus2

Buy both buildings and contents covers, and..

Buy online

Why choose insurance through Hume?

  • The option to protect your portable contents away from home from an additional $4 per month3

  • New for old replacement where Allianz agrees to replace your contents

  • Pay by the month at no extra premium4

At Hume we like to reward good customers. So if you’ve got a great claims history2, why not see what discounts you could get by buying a building and contents policy online.

Get a Quote

1Up to 40% discount is made up of three discounts. First discount is up to 30% No Claim Bonus, second discount is up to 10% for combining buildings and contents covers on the one policy and the third discount is up to 10%  discount for buying online. If you are eligible for more than one, we apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. Discounts may not be applied to any flood component of the premium (if applicable). Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

2To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for a reduced No Claim Bonus.

3 Personal Effects cover is only available in conjunction with contents cover. Premium amount payable in addition to your contents premium. Calculation based on specified personal effects cover of $1,000.

4 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

Hume Bank Limited ABN 85 051 868 556 AFSL No 244248 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. This information about insurance cover is a summary only. Before making a decision you should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) (‘PDS’) for Vital Home Insurance, Classic Home Insurance and Prestige Home Insurance, and the Key Facts Sheet for Vital Home Insurance, and Vital Contents InsuranceClassic Home Insurance,Classic Contents Insurance, Prestige Home Insurance, and Prestige Contents Insurance. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.