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Fixed Home Loans

Rates From:
2.09%^pa

Comparison rate*
2.09%pa

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Variable Home Loans

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2.09%^*pa

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Personal Loans

Rates From
5.95%pa

Comparison rate*
6.16%pa

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Personal Credit Cards

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11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
0.25% p.a.

Bonus Rate Conditions apply.

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From 5 October 2021, we are required to comply with the Design and Distribution Obligations. This means that as an Issuer and Distributor of financial products, we must identify an appropriate target market and take reasonable steps to ensure that our products meet the needs of this defined target market.

Hume Bank is now ready to begin sharing our Target Market Determination (TMD) for each required product, which is a document that outlines:

  • the class of customers who comprise the product’s target market;​
  • any conditions and restrictions on how the product can be distributed to customers;​
  • events or circumstances that will require Hume Bank to review the Target Market Determination for a financial product; and​
  • (for some products) the information that third party distributors must provide Hume Bank.


We are always working on solutions to ensure that we provide you with products or services that help you achieve more value from us.

A TMD does not replace the Terms and Conditions, nor the disclosures made, in a Product Disclosure Statement (PDS). You should continue to refer to the PDS before deciding to open a financial product.
 

Which products and services are covered by these obligations?

The following products are covered by these obligations and the links to their Target Market Determinations can be found below:
 

Target Market Determination for Products Issued by Hume Bank

Personal - Transaction & Savings  Personal - Credit Business

All Purpose Account

Hume Clear Visa

Business Account

Clancy Koala Account

Hume Value Visa

Business iSave Account

Essential Account

myBlue Fixed Rate Home Loan Account

Business Visa

Flexible Loan Offset Account

myBlue Variable Rate Home Loan Account

Business Performance Bank Guarantees

iSave Account

Personal Line of Credit

Community Link Account

Retirement Account

Secured Personal Loan Account

Farm Management Deposit Account

Reward Saver Account

Standard Variable Rate Home Loan Account

Professional Cash Management Account

Term Deposit Account

Unsecured Personal Loan Account

Professional Trust Account

    Self-Managed Super Fund Loan Account
   

Tax Manager Account



Target Market Determinations for third-party products distributed by Hume Bank

Cash Passport Platinum Mastercard

Insurance products: Boat, Building & Contents, Building, Caravan & Trailer, Contents, Contents for Renters, Landlord, Motor

Are any products or services not covered by these obligations?

The following products are not subject to the Design and Distribution Obligations, however rest assured that due care is taken when providing any financial advice.

  • Compulsory Third Party Greenslip Insurance

  • Foreign Currency

  • Business Finance Products

How often is this information reviewed?

We will undertake an initial review of our Target Market Determinations within 12 months of the effective date.

We will undertake periodic reviews of our Target Market Determinations at least every 2 years from the initial review.

Where can I get more information about a product?

Please note a TMD is not intended to provide financial advice. Before acquiring a financial product, make sure you read the applicable disclosure documents to decide whether it is right for you

 Still not sure? We're a phone call away. 

Still not sure? We're a phone call away. 

If you're still not sure whether our products or services are right for you, or you'd just like to chat further about it, please call our Contact Centre on 1300 004 863. We're here to help.