Take the edge off your loan
We think owning your own home shouldn’t hold you back from the rest of your life. That’s why we let you link our loan offset account to any myBlue home loan (fixed or variable).
With an offset account, the money that would usually be sitting in your transaction or savings account can be used to reduce the interest you pay on your loan – without having to lock away that money in your home loan.
Loan offset account
Up to 8 offset accounts
with 100% interest offset on myBlue home loans
Why pick our loan offset account
If you’ve chosen a myBlue home loan, you’ve already got a great rate and award-winning features. But with our loan offset account things get even better! Link this account to your loan and you’ll have the flexibility and control that dreams are made of.
No account fees
We’ve said goodbye to monthly account fees to help you keep your costs down.
100% offset
We’ll give you complete control of your money with up to eight interest offset accounts.
Unlimited transactions
We’re saying yes to flexibility, with no transaction fee across EFTPOS, BPAY and periodical payments.
The features you’ve been waiting for
We designed our myBlue home loans to give you a straightforward home loan with simple but useful features. And we’ve continued that train of thought for our loan offset account. With it you’ll get great savings without sacrificing on the flexibility that will let you enjoy life – in your home and beyond.
Browse features
Loan offset account
Up to eight 100% interest offset accounts on myBlue home loans
Unlimited free transactions1
$0 account keeping fees
Visa Debit card available free of charge2
Free use of BPAY and periodical payments
Fully featured iBank, Hume Bank App and phone banking
Use your card with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Get the ball rolling
Every great relationship needs someone to make the first move. There are three ways you can get the ball rolling with us and make an application – we can’t wait to hear from you.
Crunch the numbers
The best decisions are informed decisions. Understand your borrowing power and repayment options by using our handy online tools and calculators.
Frequently asked questions
Answers to all your burning questions about Hume Bank accounts.
Everything you need to know about making payments and transfers.
A quick guide on activating, using and replacing your card.
Find the forms and documents you’ve been looking for, all in one place.
Discover all the different ways you can pay online and offline.
Figure out how to manage your money, no matter when or where you are.
liteBlue Variable Rate home loan
5.94% p.a.^
liteBlue variable rate owner occupied <60% LVR
5.95% p.a.^^
comparison rate
- Variable rate
- Fixed rate (1-5 years)
- $199 application fee
- No ongoing fees
- Free unlimited online redraw
- Additional repayments
- Top up available
- Split loan available
- Construction loan available
- 30 year maximum loan term
myBlue Fixed Rate home loan
6.29% p.a.^
myBlue 1 year fixed rate owner occupied <60% LVR
6.16% p.a.^^
comparison rate
- Variable rate
- Fixed rate (1-5 years)
- $0 application fee
- No ongoing fees
- Free unlimited online redraw
- Additional repayments
- Top up available
- Split loan available
- Construction loan available
- 30 year maximum loan term
- Up to eight 100% interest offset accounts
myBlue Variable Rate home loan
6.14% p.a.^
myBlue variable rate owner occupied <60% LVR
6.14% p.a.^^
comparison rate
- Variable rate
- Fixed rate (1-5 years)
- $0 application fee
- No ongoing fees
- Free unlimited online redraw
- Additional repayments
- Top up available
- Split loan available
- Construction loan available
- 30 year maximum loan term
- Up to eight 100% interest offset accounts
Find your home with us
Choosing a home loan is personal. We’ve put together a collection of resources to help you make the right choice for you.
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