Ways to pay

Take advantage of all our ways to pay

At Hume Bank, we’re dedicated to creating an easier banking experience for our customers. That’s why we’re excited to offer the latest in digital payment options so you have the final say over how you conduct your banking. After all, you’re the expert in what you need.

Simplify online payment with Visa Checkout

Love shopping online, but hate all the hassles when it’s time to pay? Visa Checkout is a digital payment service that can make online payment as fun and easy as online shopping. You can use it anywhere Visa Checkout is accepted — on the go with your tablet or smartphone, or at home with your computer.

Enrol now


Add any major card to enrol. Then pay with Visa Checkout.


Skip typing in your card and shipping info every time. Just use your Visa Checkout login to pay and that’s it.


Shop worry-free. Your info is stored behind multiple layers of security.

Fast and easy online payments with Osko

Osko is a faster way to pay friends, family and businesses across different banks. Send and receive funds 24/7 – and yes, that includes the weekends. All you need is a BSB and an account number, or a valid PayID.

Faster payments

Whether you’re paying a tradie, splitting a bill or giving money to family – the money will be there in minutes.

All day, every day

Forget waiting days for a payment to go through. Osko is available all day, every day – yes, even on the weekend.

Backed by BPAY

Osko payments are made in line with industry best-practice and backed by BPAY, so you know your payments are protected.

The new way to pay

PayTo is a new and easy way to pre-authorise payments straight from your bank account. Whether it’s an ongoing payment, or a one-off, PayTo gives you the power to get it done in
real time via iBank.

Frequently asked questions

See terms & conditions

  • What is PayTo?

  • How can I use PayTo as a payment option?

  • How is PayTo different from direct debit?

  • Is PayTo replacing direct debit?

  • What if my direct debits are switching to PayTo?

  • Is PayTo safe?

A simpler way to pay with PayID

PayID links something easy to remember – mobile phone number, email address, ABN or Organisation ID – to your account. While it doesn’t replace your BSB and account numbers, it will act as a ‘pointer’ to those numbers so you no longer have to remember them. Instead, when someone needs to pay you, you can simply give them your PayID.

Benefits of using PayID

Create a PayID with a mobile number, email address, ABN or Organisation ID
Link a PayID with one account at any given time
Make as many PayIDs as you like, as long as information is verified
Link multiple PayIDs to the same account
Change, transfer or close your PayID through iBank or the Hume Bank App
Enjoy the same security that protects your existing payment methods

Leave your wallet at home

No matter where you are or what you’re doing, you can now use compatible devices – smartphones and wearables – to make payments. Fast, secure, easy. What more could you want?

Make easy payments on the go

Take digital payments to the next level by setting up cardless payments on your wearable device. Next time you’re out and about, you’ll be able to impress your friends by simply waving your wrist to make a payment. And people say technology isn’t magic!

Extra protection online with Verified by Visa

You can enjoy the freedom of shopping online with an extra layer of protection. Verified by Visa (VbV) is a free service already in place for all Hume Visa Cards, allowing you to transact safely, securely, and confidently online.

Automatic fraud detection

Whenever you make an online purchase through a VbV merchant, the risk of fraudulent activity will be automatically assessed in the background.

More secure transactions

If VbV finds a transaction to be potentially fraudulent, it will require your identity to be verified – through either security questions or an SMS – before the payment is made.

Seamless protection

You won’t notice the program, or be required to enter additional information, unless VbV detects a certain degree of risk involved in a transaction.