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Where local
means a great deal

Discover home loans made for locals

Cracker home loans, right in your backyard

At Hume Bank, being local means more than just great home loan deals — it’s about giving back to the community we live and work in so when you bank with us, you’re supporting your region, not shareholders.

From the first chat to final settlement, our local lenders will be right by your side, making sure you get more than just mate’s rates.

liteBlue Variable Rate home loan

5.74% p.a.^

liteBlue variable rate owner occupied <60% LVR

5.75% p.a.^^

comparison rate

  • Variable rate
  • Fixed rate (1-5 years)
  • $199 application fee
  • No ongoing fees
  • Free unlimited online redraw
  • Additional repayments
  • Top up available
  • Split loan available
  • Construction loan available
  • 30 year maximum loan term

myBlue Fixed Rate home loan

5.79% p.a.^

myBlue 1 year fixed rate owner occupied <60% LVR

5.83% p.a.^^

comparison rate

  • Variable rate
  • Fixed rate (1-5 years)
  • No application fee
  • No ongoing fees
  • Free unlimited online redraw
  • Additional repayments
  • Top up available
  • Split loan available
  • Construction loan available
  • 30 year maximum loan term
  • Up to eight 100% interest offset accounts

myBlue Variable Rate home loan

5.84% p.a.^

myBlue variable rate owner occupied <60% LVR

5.84% p.a.^^

comparison rate

  • Variable rate
  • Fixed rate (1-5 years)
  • No application fee
  • No ongoing fees
  • Free unlimited online redraw
  • Additional repayments
  • Top up available
  • Split loan available
  • Construction loan available
  • 30 year maximum loan term
  • Up to eight 100% interest offset accounts

Ready to get started?

Take the first step on your home loan journey in whatever way works for you.

Next available phone appointment

Need to speak with a lender as soon as possible? Book in the next available phone appointment.

Book my appointment

Come for a chat in branch

We’re where you are! Book in a face-to-face chat at a branch that suits you and your schedule.

Book my appointment

Start your application

Ready to go? Skip the queue and get started right away!

Apply online

Paying it forward

We’re committed to using the power of banking to have a positive impact.

From Wangaratta to Wagga Wagga, we provide in-kind support, sponsorship and banking solutions to more than 60 organisations across the region.

$75,000+

invested in local projects and initiatives through the Community Impact Fund

Over $222,450

invested in local organisations through sponsorship, donations and in-kind support in FY 24.

Over 520 hours

spent engaging with our community through event support and volunteering

Things you should know

Rates, fees and charges and other information correct as at 3 March 2025 and may change without notice.

Terms, conditions, fees, charges and lending criteria apply.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determinations.

Download a copy of our Owner occupier home loan rates and/or our Investor home loan rates.

Access our Home Loan Key Facts Sheet. Download our Application Checklist to help make the application process as smooth as possible.

^ Interest rate is only available to owner-occupied loans on liteBlue and myBlue principal and interest repayments with less than or equal to 60% Loan to Value Ratio (LVR). Interest rates for investment loan purposes, interest only loans and other applicable LVR tiers will differ.

^^ Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.