Keeping your home & contents covered

It’s not a house, it’s a home

That’s why we’ve partnered with Allianz in offering home insurance to insure your little slice of paradise.

With a range of options to choose from, you can rest easy knowing that if something unexpected happens, we’ll be right by your side to see you through.

Online discounts

Save up to 10% on your first year’s premium when you quote and buy a new policy online1,2.

Flexible payments

We’ve made life easier with the choice to pay monthly at no extra cost4.

24/7 Online lodgement claims

When you need to make a claim, Allianz are there for you with 24 hours claims lodgement available online.

Make a move on your insurance

Whether you’re after cover for your building, contents or both, getting a quote online with Allianz is quick and easy.

Cover for homeowners

We know that everyone’s home is different. To help make sure you get the level of cover you need, we’re offering a range of coverage options designed with Australian home owners like you in mind.

Cover for renters & investors

Not all of us live in a home that we own. No matter where you are in the journey, we’ve partnered with Allianz to make sure you’re covered when it comes to insuring what matters most. If you’re renting, or renting out your property to others, make sure to check out our range of insurance options tailored to Aussies in your shoes.

Tools to get you started

It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself.

Remember, Allianz will only pay up to the amount of your loss or the sum insured, whichever is the lesser (subject to the policy terms and conditions) – so you should also be careful not to over insure. That’s why we’ve provided these calculators. They work as guides to help you estimate the replacement value of your building and contents.

What you should know

It’s always a good idea to dig into the details so you can choose the cover that’s right for you.

Take a look at the Key Facts Sheet (KFS) to get an overview of the product you’re thinking about. And if you’re looking for the standard terms, conditions, limits and exclusions of a policy, that’s where the Product Disclosure Statement (PDS) comes into its own.

Things you should know

Hume Bank ABN 85 051 868 556. AFSL/Australian Credit Licence No. 244248 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from or by calling 1300 004 863. The relevant Target Market Determination is available by calling 1300 004 863. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

1 Online Discount
[Home] When you quote and buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium including the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
[Landlord] When you quote and buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional covers (If selected) Flood & Rent Default and Theft by Tenant. This discount is not applied on renewal.

2 Minimum premiums
If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.
Discounts do not apply to taxes or government charges.
Discounts do not apply to optional covers for Domestic workers’ compensation / Landlord workers’ compensation, and may not apply to other optional covers (if available and selected).
Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

3 72 hour exclusion period – We may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.

4 Instalment premiums – If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.