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Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

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Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

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Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

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Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Why Choose Hume Car Insurance?

Car insurance should reward good drivers, and Hume Comprehensive Car Insurance does just that. You can get a no claims bonus of up to 65%1,2, a safe driver discount if you are an eligible driver1,3, lower premiums if you choose to restrict your cover to drivers aged 25 years or over1, and claims support over the phone at all hours, day or night. It’s the little things.

Up to 65% no claim bonus 1,2 

Buy online and save up to 10% on your policy1,4

Pick your own repairer at no extra cost

24/7 claims support there when you need it

Plus

  • Safe driver discount as well as your no claims bonus if you are an eligable driver 1,3 

  • Save on your premium if you choose to restrict your cover to drivers aged 25 years or over1

  • Rental car for up to 30 days if your car is stolen ($100 per day limit)

Car Insurance Options

Benefits Comprehensive Insurance Third Party Fire & Theft Third Party Property Damage
Overview

Our highest level of cover for your vehicle which includes cover against fire, theft, accidents and malicious damage. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Provides cover against accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault

Covers your legal liability to pay compensation for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Cover for accidental loss of or damage to your vehicle caused by fire or theft

Yes Yes No

Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)

Yes No No

New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss

Yes No No

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events

Yes Yes Yes

Legal costs

Yes Yes Yes

Accidental death benefit - $25,000 per period of insurance

Yes No No

Emergency repairs – up to $500 in respect of any one incident

Yes No No

Rental car after theft ($100 per day limit, up to 30 days)

Yes Yes No

Reasonable cost of towing

Yes
(after a covered accident)

Yes
(after fire or theft of your vehicle)

No

Temporary cover on replacement vehicle – 14 days

Yes No No

Trailer and caravan cover - $1,000 or market value whichever is the lesser

Yes No No

Legal liability cover when using a substitute vehicle

Yes Yes Yes

Personal items – up to $1,000 for any one incident

Yes No No

Emergency accommodation and travelling expenses – up to $1,000 for of any one incident

Yes No No

Transportation costs – up to $500 for any one incident

Yes No No

Lock re-keying / re-coding – up to $1,000 for any one incident

Yes No No

Child seat / baby capsule cover – up to $500 for of any one incident

Yes No No

Optional cover

Protected No Claim Bonus - 1st claim per period of insurance

Yes No No

Rental car following accident - $100 per day limit, up to 30 days

Yes No No

Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance

Yes No No

Optional excesses which you can select to decrease your premium

Restricted driver excess - $2,500 any one claim

Yes No No

Unnamed driver excess - $2,500 any one claim

Yes No No

 

This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement.

Comprehensive insurance cover

Comprehensive Cover

Accidental loss of or damage to your vehicle

Yes

New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss

Yes

Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury 

up to $20 million for any one event or series of related events

Accidental death benefit

$25,000 in any one period of insurance

Legal costs

Yes

Emergency repairs up to $500

Rental car following theft

$100 per day limit, up to 30 days

Temporary cover on replacement vehicle

14 days

Reasonable costs of towing after a covered accident

Yes

Trailer and caravan cover

$1,000 or market value whichever is the lesser

Personal items

Up to $1,000 for any one incident

Emergency accommodation and travelling expenses

Up to $1,000 for any one incident

Transportation costs

Up to $500 for any one incident
Legal liability cover when using a substitute vehicle Yes
Lock re-keying / re-coding Up to $1,000 for any one incident
Child seat / baby capsule cover Up to $500 for any one incident

Optional cover

Protected No Claim Bonus 1st claim per period of insurance
Rental car following accident $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims 1 replacement and 2 repairs in any period of insurance
Tools of trade Up to $1,500 for any one incident

Optional excesses which you can select to decrease your premium

Restricted driver excess $2,500 any one claim
Unnamed driver excess $2,500 any one claim

Hume Bank Limited ABN 85 051 868 556 AFSL No 244248 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708.  We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply.  This information about insurance cover is a summary only. Before making a decision you should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) (‘PDS’) for this insurance. If you purchase this insurance, we will receive a commission that is a percentage of the premium.  Ask us for more details before we provide you with services.

1) Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements.

2) Maximum discount percentage varies from State to State.

3) Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a safe driver discount: The rateable driver must be aged 30 years or over, the insured (owner) must have held a maximum no claim bonus for the last five consecutive years, and all nominated drivers must have had no at fault claims for the last five years.

4) The online discount applies to new comprehensive Motor Insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

Download PDS

Get a quick quote below and apply online for 10% off your policy1

Returning to a saved quote? Retrieve it here

Apply Online

1) Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

2) The online discount applies to new comprehensive Motor Insurance policies. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

How to Claim

A convenient way to make a car insurance claim is via the online claim form. You can submit your car insurance claim notification 24 hours a day, 7 days a week, whenever it suits you.

All you need to do is complete the online claim form. Once it is lodged, a friendly claims consultant will contact you as soon as possible.

Alternatively, you can call the claims hotline on 1300 555 013 and a friendly consultant will take you through the claims process.

Claim Online