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F (02) 6051 3255

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E hume@humebank.com.au

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Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

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Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

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Consumer Credit Insurance

When the unexpected happens, the last thing you need to worry about is whether you can meet your loan or credit card repayments.

<p>Coverage for your home loan repayments up to the policy limit</p>

Five Year Mortgage Repayments Insurance 

Coverage for your home loan repayments up to the policy limit

<p>Coverage for your credit card repayments&nbsp;up to the policy limit</p>

Continuous Credit Insurance 

Coverage for your credit card repayments up to the policy limit

<p>Coverage for your personal loan repayments&nbsp;up to the policy limit</p>

Loan Cover Insurance 

Coverage for your personal loan repayments up to the policy limit

Note: It is important that you consider this Insurance plan before you sign on the dotted line, as you can only purchase this insurance before the loan or credit facility has been granted.

 

Cover Overview

Option 5 Year Mortgage Repayments Loan Cover Continuous Credit

Cover

Five Year Mortgage Repayment Insurance

Loan Cover Insurance

Continuous Credit Insurance

Overview

Coverage to help meet your home loan repayments up to the policy limit in case of involuntary unemployment, disability or death.

Coverage to help meet your personal loan repayments up to the policy limit in case of involuntary unemployment, disability or death.

Coverage to help meet your credit card repayments up to the policy limit in case of involuntary unemployment, disability or death.

Cover combinations

1. Death, disability and involuntary unemployment;
2. Disability and involuntary unemployment;
3. Death and disability
4. Disability only; or
5. Death only

1. Death, disability and involuntary unemployment;
2. Disability and involuntary unemployment;
3. Death and disability
4. Disability only; or
5. Death only

1. Death, disability and involuntary unemployment;
2. Disability and involuntary unemployment;
3. Death and disability
4. Disability only; or
5. Death only

Death Cover

Amount payable under the loan as at the date of death, but no more than the amount of the loan you took out.

The maximum amount payable for this benefit is $750,000.

Amount payable under the loan as at the date of death, but no more than the amount of the loan you took out.

The maximum amount payable for this benefit is $80,000.

Amount payable under the credit arrangement as at the date of death.

The maximum amount payable for this benefit is $35,000.

Disability Cover

Minimum monthly repayment amount required under:

· your loan when you first took out the loan;

· your loan on the date you became disabled; or

· a loan of $750,000,

whichever is the lesser.

Maximum of 12 monthly repayments if disability is caused by mental illness. Maximum of 24 monthly repayments if disability is caused by something else.

Minimum monthly repayment amount required under:

· your loan when you first took out the loan;

· your loan on the date you became disabled; or

· a loan of $80,000,

whichever is the lesser.

Maximum of 12 monthly repayments if disability is caused by mental illness. Payment will continue for the length of the disability or until the policy ends (whichever is the earlier) if disability is caused by something else.

Minimum monthly repayment amount required under your credit arrangement.

Maximum of 12 monthly repayments if disability is caused by mental illness. Payment will continue for the length of the disability or until the policy ends (whichever is the earlier) if disability is caused by something else.

The maximum payable in total for all disability claims under the policy is $35,000.

Coverage for involuntary unemployment

Minimum monthly repayment amount required under:

• your loan when you first took out the loan;

• your loan on the date you became unemployed; or

• a loan of $750,000,

whichever is the lesser.

The maximum amount payable under this benefit is $3,000 per month. Payment will continue for the length of your unemployment up to a maximum period of 120 days per claim or $10,000 for all unemployment claims for each insured, whichever comes first.

Minimum monthly repayment amount required under:

• your loan when you first took out the loan;

• your loan on the date you became unemployed; or

• a loan of $80,000,

whichever is the lesser.

Payment will continue for the length of your unemployment up to a maximum period of 120 days per claim or $10,000 for all unemployment claims for each insured, whichever comes first.

Minimum monthly repayment required under your credit arrangement, up to a maximum period of 120 days per claim or until the policy ends, whichever comes first

For detailed information on the cover and limits provided you must read the Mortgage Repayment Insurance, Loan Cover Insurance, or Continuous Credit Insurance, ‎ Product Disclosure Statements.

Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of Part 2 Disability Cover and Part 3 Unemployment cover and is only responsible for these covers. Allianz Australia Life Insurance Limited (Allianz Life) ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of Part 1 Death Cover and is only responsible for this cover. Allianz acts as Allianz Life's agent in offering and administering the Death Cover. Hume Bank Limited ABN 85 051 868 556 AFSL No. 244248 arranges this insurance as agent for Allianz. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please read the relevant Product Disclosure Statement available above or by calling Hume Bank on 02 6051 3299. If you purchase this insurance, Hume Bank Limited will receive a commission of 20% of the total premium payable by you, excluding, for the general insurance premium only, amounts charged in relation to Stamp Duty and other government charges. Ask us for more details before we provide you with any services on this product.