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Cover for the unexpected
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Allianz offers protection for your investment property for out of the ordinary but devastating events such as fire, storm and burglary.
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Legal liability
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Allianz will cover your legal liability up to $20 million for payment of compensation relating to death, bodily injury or illness, and/or physical loss of or damage to property.
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Making your buildings environmentally friendly
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If your buildings are totally destroyed and need to be rebuilt, in addition to your buildings sum insured, Allianz will pay up to $5,000 to help you make the new buildings more environmentally friendly.
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Landlord contents
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In the event you require repair or replacement of your contents you own and provide for your tenant’s use. If you select buildings cover, Allianz will pay up to $10,000. Alternatively, if you select contents cover, Allianz will pay, up to the sum insured.
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Rental costs after an insured event
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If your buildings are damaged by an insured event and can’t be lived in by your tenant, or, Allianz agree access to or the use of your buildings was not possible Allianz will pay for your loss of rent on the buildings for up to 12 months.
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Rebuilding and professional fees
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If you need to rebuild your buildings after total loss or damage, Allianz will help pay the reasonable costs of architects, engineers, surveyors and solicitors up to $5,000.
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Debris removal
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Allianz will pay up to 10% of the building and/or contents sum insured for removing debris from your insured address if your buildings are damaged or destroyed by an insured event.
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24/7 emergency claims assistance
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When you need to make a claim Allianz are there for you with a 24 hour claims line, helping you get back on track again as soon as possible.
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Contents in the open air at the insured address
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Allianz will cover contents in the open air (that you own and that you have provided for your tenants use) which have been lost or damaged by an insured event covered by your policy, up to a maximum amount of $200.
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Optional Covers
Add any of these optional covers for an additional premium and greater cover.
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Optional cover – Landlord workers’ compensation cover
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Cover for the compensation amount you are liable to pay if you employ a domestic worker and they are injured while working for you at the insured address. Only available in ACT, WA and TAS
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Rent default & theft by tenant
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Option to be covered for loss of rent due to specified rental defaults, up to $10,000 in total.
Cover for loss or damage to your insured buildings or contents caused by theft, burglary or housebreaking committed by your tenant or invitees of your tenant.
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Optional cover - Flood cover
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Flood cover may be available as an optional cover to your buildings and/or contents. A 72 hour exclusion period applies.
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