Personal loan FAQs

Get your head around personal loans

Personal loans are, you guessed it, personal. While they can help you make big things happen, it’s important to understand what you’re getting into. On this page we’ll take you through some of the common questions that come up when our customers are looking to take out a personal loan.

Understanding the basics of personal loans

  • What should I look out for when considering a personal loan?

  • What’s the difference between secured and unsecured loans?

What to expect from the application process

  • What should I bring to my appointment?

  • What happens after I apply?

Can’t find what you’re looking for?

Don’t worry – it happens to the best of us. Lucky for you, there are plenty of people at Hume Bank ready to help. All you have to do is shoot us an email, give us a call or drop by a branch.

Getting the most out of your personal loan

  • How can I repay my loan faster and therefore pay less interest?

  • Can I make additional repayments on my personal loan?

  • How can I figure out what repayments are right for me?