Competition Terms and Conditions

1. Information on how to enter, mechanics of entry and prizes form part of these Terms and Conditions. 
2. The Survey is conducted by Nature Pty Ltd, the trustee for the Nature Unit Trust ABN 74 360 915 718 of 139 Dover Street, Cremorne, VIC 3121 on behalf of Hume Bank, 492 Olive Street, Albury, NSW 2640 (the Promoter).
3. Entry into the promotion is deemed acceptance of these Terms and Conditions. Entry is open to residents of Australia aged 16 years or older. 
4. The directors, management and employees (and their immediate families) of the Promoter, its related entities, printers, suppliers, providers and agencies whom are directly associated with the conduct of this promotion are ineligible to enter the promotion. 
5. The promotion starts at 12:00PM on 11 November 2020 and ends at 11:59PM on 25 November 2020.
6. To enter, entrants must i) Complete the Hume Bank customer survey by following the link in the promotional email which the entrant receives; ii) answer the question “In 25 words or less, how could Hume Bank better address your financial needs?”; iii) agree to be contacted with the contact details on file with Hume Bank, iv) submit the entry through the survey. All four requirements must be completed to enter.
7. The Promoter links personal information about an entrant to include the entrant in a promotion and, where appropriate, award prizes. If consent is not given to do so, then entrant cannot enter the promotion and is deemed ineligible.
8. Entrants can only enter once.
9. Entrants must ensure that entries are their original work.
10. Costs associated with entering the promotion are the entrant’s responsibility.
11. Entries will be deemed accepted at the time of receipt by the Promoter and not at the time of transmission or submission. Entries received will be considered final. 
12. Once submitted, entrants acknowledge that the entry may not be withdrawn, altered or deleted (except on and when required by the Promoter). 
13. An entry and any copyright submitting in an entry irrevocably becomes, at time of entry, the property of the Promoter.
14. The five winning answers will be chosen by the Promoter. This is a game of chance in determining the five winners. 
15. The Promoter will only review entrants’ responses to the competition entry question. All other responses will remain anonymous and confidential and unlinked to entrants contact details.
16. Winners will be drawn 12:00pm on 6 December 2020. 
17. The five winners will be notified by the Promoter by email on 16 December 2020. 
18. All reasonable steps to notify the winners will be taken. 
19. The judge’s decision is final and no correspondence will be entered into.  
20. If the Promoter cannot successfully contact an entrant within 30 days of the judging, or in the event of an invalid entry or an ineligible entrant, or if the entrant is ineligible to accept the prize, the Promoter may, in its sole discretion, award the prize to the next best judged entry. 
21. Prizes must be taken as offered and cannot be varied. The prize is a $100 cash prize, one each for the five winners. 
22. Any entry that contains content that the Promoter, in its sole discretion, considers to be offensive, crude or inappropriate in any way, is not in keeping with the spirit of this promotion or that the Promoter considers may infringe any intellectual property rights or other rights of any person, corporation or entity will not be accepted. 
23. The decision by the Promoter to accept or reject an entry is in the Promoter’s sole discretion and no correspondence will be entered into. 
24. Entrants will be deemed ineligible if the entrant provides incorrect, misleading or fraudulent information. The Promoter reserves the right to request the winner to produce (within the requested time) appropriate photo identification or other documentation (to the Promoter’s satisfaction, at its sole discretion) in order to confirm any information submitted by the Entrant in entering the promotion, before issuing a prize. A prize will only be awarded following any winner validation and verification that the Promoter requires in its sole discretion. 
25. If this promotion is not capable of running as planned for any reason beyond the reasonable control of the Promoter, the Promoter reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the promotion and/or provide an alternative prize or prizes. 

Access Hume Bank’s privacy policy here.