The Hume Bank MyBlue Fixed Interest Rate Promotion (Promotion) is made available at the discretion of Hume Bank Limited (Hume Bank). The Promotion period starts on 14 October 2026 and is a limited time only offer, valid until 30 November 2026 (Promotion Period). Hume Bank is the promoter of the Promotion.

Hume Bank may vary, suspend or withdraw the Promotion by giving reasonable notice, which may be given by publishing the updated terms and conditions on Hume Bank’s website. However, Hume Bank may do so immediately where reasonably necessary to comply with law or a regulatory requirement, address fraud or misuse, respond to circumstances beyond its reasonable control, or prevent material harm to Hume Bank or its customers. A variation will not adversely affect a customer who applied for an Eligible Loan before it took effect, provided the customer otherwise satisfies these terms and conditions.

The Promotion is only available for new owner-occupied myBlue 1 or 2-year Fixed Rate home loans from Hume Bank (Eligible Loans). Bridging finance loans are excluded from the Promotion.

The offer (Offer) is for:

• For Eligible Loans: a promotional fixed rate of 6.19% p.a. that applies for the selected one or two-year fixed-rate period of the Eligible Loan. At the end of the fixed-rate period, the interest rate will revert to the standard myBlue variable interest rate applicable to the customer’s original loan-to-value ratio (LVR) tier and will apply for the remainder of the life of the loan. Interest rates are subject to change. LVR is subject to our credit criteria;
• a waiver of the applicable rate lock fee.

To be eligible for the Offer, the following criteria must be met:

• Customers must apply for an Eligible Loan during the Promotion Period. Terms, conditions, fees, charges and Hume Bank lending criteria apply. Approval is not guaranteed;
• and the Eligible Loan must settle within 90 days of its approval; and
• Customers must reside or own a property (or will do so, with funds from the Eligible Loan) within the following postcode locations: 2640, 2641, 2642, 2643, 2644, 2645, 2646, 2647, 2650, 2651, 2652, 2656, 2658, 2659, 2660, 2661, 2678, 2700, 3211, 3212, 3213, 3214, 3215, 3216, 3217, 3218, 3219, 3220, 3221, 3222, 3223, 3224, 3225, 3226, 3227, 3228, 3230, 3231, 3232, 3235, 3240, 3241, 3242, 3331, 3675, 3676, 3677, 3678, 3682, 3683, 3685, 3687, 3688, 3689, 3690, 3691, 3694, 3695, 3700, 3701, 3704, 3705, 3707, 3708, 3709, 3723, 3732, 3733, 3735, 3746, 3747, 3749 (each an Eligible Postcode Location), or apply through an accredited broker located within an Eligible Postcode Location.

The Promotion is available to Workplace Banking customers, but no further discounts will be applicable.

Subject to these terms and conditions, Hume Bank will determine all questions and issues relating to a person’s eligibility and/or obtaining the Offer in its discretion, acting reasonably.

If for any reason the Promotion is not capable of being conducted as planned, Hume Bank reserves the right, in its sole discretion, to take any action that may be available to cancel, terminate, modify or suspend the Promotion, subject to any requirements of law. Hume Bank may refuse to provide, or withdraw, the Offer where a person provides false or misleading information, acts fraudulently, misuses the Promotion or materially breaches these terms and conditions.

To the extent permitted by law, Hume Bank is not liable for any loss arising from the variation, suspension or withdrawal of the Promotion.

Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence No. 244248.

Rates, fees and charges and other information correct as at 14 October 2026 and may change without notice.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determinations.

Download a copy of our Owner occupier home loan rates and/or our Investor home loan rates.

Access our Home Loan Key Facts Sheet. Download our Application Checklist to help make the application process as smooth as possible.

^ Interest rate is only available to owner-occupied loans on myBlue principal and interest repayments with less than or equal to 80% Loan to Value Ratio (LVR) and reflects the promotional fixed rate of 6.19% p.a. under the Promotion. Interest rates for investment loan purposes, interest only loans and other applicable LVR tiers will differ.

^^Comparison rate warning: The comparison rate is based on a secured loan of $150,000 over 25 years. This rate applies to secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

1 Additional repayments can be made at any time, however if the total of the additional payments to the loan exceed the balance at the commencement of the fixed rate period by 25%, a break cost fee may be payable.

2 The Break Cost is calculated as follows: (A X E X B)/12 where A is (a) the amount of the early repayment or (b) the balance on your loan on the day the interest rate is varied, E is the difference between Hume Bank’s fixed interest rate for the remainder of the fixed rate period and the fixed rate that applies to your loan, and B is the number of full months left in the fixed rate period.