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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
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1300 551 619

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F (02) 6051 3255

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E hume@humebank.com.au

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<p>Apple Pay is easy to use with the<br />
devices you use everyday &ndash; your<br />
iPhone, Apple Watch, iPad, and Mac.</p>

<p>&nbsp;</p>


Easy

Apple Pay is easy to use with the
devices you use everyday – your
iPhone, Apple Watch, iPad, and Mac.

 

<p>With Apple Pay, there&rsquo;s no delay,&nbsp;<br />
or looking for cards and wallets.<br />
There&rsquo;s no touch-and-go, when you<br />
tap and pay.</p>

<p>&nbsp;</p>


Fast

With Apple Pay, there’s no delay, 
or looking for cards and wallets.
There’s no touch-and-go, when you
tap and pay.

 

<p>Paying with Apple Pay is secure and<br />
private, as your card details are not&nbsp;<br />
stored on your device, or handed&nbsp;<br />
over at the point of sale.</p>

<p>&nbsp;</p>


Secure

Paying with Apple Pay is secure and
private, as your card details are not 
stored on your device, or handed 
over at the point of sale.

 

<h2>Pay faster, easier and more securely with Apple Pay.</h2>

Pay faster, easier and more securely with Apple Pay.

Now you can add your Hume Bank card to Apple Pay for an easy way to tap and pay.

Adding your card to Apple Pay is simple, here's how

Adding your card to Apple Pay is simple, here's how

iPhone

1/ Open the Wallet app and tap the "+" sign.

Apple Watch

1/ Open the Watch app on you iPhone and tap "Wallet & Apple Pay".

2/ Then tap "Add Credit or Debit Card" and follow the prompts.

See how to add a card
 

HOW TO ADD CARD

How to use Apple Pay

Paying in stores

Quickly pay in stores using you iPhone or Apple Watch.
 

iPhone face ID

Double click on the side button, glance at your screen, then hold your iPhone near the reader.
 

iPhone Touch ID

Hold your iPhone near the reader with your finger on Touch ID.
 

Apple Watch

Double click the side button and hold your Apple Watch up to the reader.

Where to use Apple Pay

Apple Pay can be used anywhere you can tap and pay or anywhere you see this symbol.

Paying online or in apps

Apple Pay is the easier, safer way to pay in stores, in selected apps and on participating websites with your iPhone, Apple Watch, iPad and Mac. 

You can quickly check out using the devices you carry every day. 

Apple Pay is also the safer and faster way to pay on participating websites and in selected apps because you no longer have to create an account or fill out lengthy forms. 

Which Apple devices are compatible with Apple Pay?

Apple Pay works with:

  • iPhone SE (and later versions) in stores, within apps, and on the web in Safari
  • iPad Pro, iPad Air 2, and iPad mini 3 (and later versions) within apps and on the web in Safari
  • Apple Watch in stores and within apps
  • Mac for payments on the web in Safari

For a full list of compatible Apple Pay devices, see https://support.apple.com/en-au/HT208531

Setting up Apple Pay

To set up Apple Pay here’s what you need:

You do not need to download any additional app to use Apple Pay but the latest version of iOS and watchOS is required to set up cards in Apple Pay.

For more information on setting up Apple Pay, see Apples support page: https://support.apple.com/en-au/HT204506

How do I add a card to Apple Pay?

Add a card on your iPhone
 

  1. Go to Wallet and tap ‘+’ Follow the steps to add a new card.
  2. Enter your card’s security code to add your credit or debit card affiliated with your iTunes Account. Or, select Add a different card and use your camera to enter the card information*
     

iPad
 

  1. Go to Settings
  2. Tap Wallet & Apple Pay and select Add Credit or Debit Card
  3. Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*
     

Apple Watch
 

  1. Open the Apple Watch app on your iPhone
  2. Tap Wallet & Apple Pay and select Add a Credit or Debit Card
  3. Enter your card’s security code to add your credit or debit card from your iTunes account. Or, select Add a different card and use your camera to enter the card information*

Card Verification

For security purposes, when a new card is added to Apple Pay we’ll ask you to complete a verification check before it can be used with Apple Pay. We’ll either:

  1. Send a one-time password to the mobile phone number you have registered with us.
  2. Ask you to call us on 1300 004 863 and answer some security questions.

Where can I use Apple Pay?

You can use Apple Pay wherever contactless payments are accepted or you see the contactless symbol:

Apple Pay is easy to use, and works with the Apple devices you use every day. You can make secure purchases in stores, within selected apps and on participating websites.

How secure is an Apple Pay transaction?

Apple Pay is very secure. You’re protected through your Apple device’s security settings (i.e. Face ID, Touch ID or your device passcode) on every transaction.

Terms and Conditions Summary

Apple Pay allows you and additional cardholders to make payment transactions using an eligible Hume Bank card loaded onto a compatible Apple device and registered with Apple Pay at participating merchants, using a compatible Apple device.

Apple Pay provides you with an additional way to transact on your linked account.

These Apple Pay terms apply each time a card registered on Apple Pay is used on an Apple device to access your linked account.

For a list of compatible Apple Pay devices, see support.apple.com/en-au/km207105.  

1. Agreement to these Terms and Conditions

You agree that you accept these Terms and Conditions by adding your eligible Hume Bank Card to Apple Pay on an eligible Apple Device.

These Terms and Conditions apply in addition to:

  • Hume’s Digital Wallet Terms & Conditions;
  • Relevant Account Terms and Conditions available in Hume’s Product Disclosure Statement;
  • Fees & Charges;
  • Terms, Conditions, Fees & Charges for Hume’s Visa Debit Card; and/or
  • Visa Credit Card Conditions of Use.

2. Apple Pay provided by Apple

Apple Pay is provided by Apple, not by Hume Bank.

Hume Bank is not liable for the use, functionality or availability of Apple Pay, any Apple Device or any disruption caused from the availability of contactless merchant terminals or reduced service levels caused by the failure of telecommunications networks.

You must agree to Apple's terms and conditions in order to register and use Apple Pay.

3. Using your Hume Bank Card with Apple Pay

Your Hume Bank Card can be registered with Apple Pay to make contactless payments to retailers. It may be used within Apple Pay to pay for in-app purchases.

To add your Hume Bank Card, you must follow the procedures provided by Hume Bank. In doing so, we may require you to adequately identify yourself via a variety of mechanisms to authenticate your request to register your Hume Bank Card with Apple Pay. If we cannot authenticate your request to our satisfaction or if we suspect that there may be attempted fraud, we may decline the request to add your Hume Bank Card to Apple Pay.

Once your Hume Bank Card is registered with Apple Pay, you can use your Apple Device to authorise transactions on your account.

You need to select Apple Pay as the default card within Apple Pay to use your Hume Bank Card when completing a transaction.

Depending on the dollar value of the transaction, you may be required to undertake the following actions in order to initiate a transaction at a contactless payment terminal:

The transaction limits that apply to your Card do not change as a result of your adding your Card to Apple Pay.

Apple Pay may not work when the Apple Device is not within range of a cellular or wireless internet connection. If the Apple Device has not had a cellular or wireless internet connection for an extended time, there may be a delay before Apple Pay works once reconnected.

Apple Pay may not be accepted outside of Australia, or at all places where your Hume Bank Card is accepted.

4. Suspension or Termination of Apple Pay

Hume Bank may suspend or terminate your use of Apple Pay if:

  • your Hume Bank Card is cancelled, blocked or suspended;
  • you breach these Terms and Conditions, or the Terms and Conditions listed under Clause 1.
  • we, Apple or a card network provider reasonably suspects fraud;
  • if we are required to do so under any legislation or law, or if required to by a regulatory or government body;
  • if our arrangements with Apple regarding Apple Pay cease or are suspended; and
  • for any other reason we deem appropriate.

You may remove your Hume Bank Card from Apple Pay by following the instructions provided on your device by Apple.

You can ensure that your Hume Bank Card cannot be used with Apple Pay on your Apple Device by:

  • signing out of iCloud;
  • undertaking a full restore and backup Apple Device;
  • removing your Passcode, fingerprint recognition or other unlock method from your Apple Device; or
  • erasing your Apple Device on Apple “Find My iPhone, iPad, Apple Watch, Mac”.

5. Data Collection and Privacy

You agree that we may exchange information relating to your Apple Device on which your Hume Bank Card is registered and disclose your transaction history to Apple in order to facilitate your Apple Pay experience.

Apple may also use your personal information for different purposes. Please review Apple’s terms and condition and privacy policies carefully.

We may also exchange your information with other service providers (such as Visa) in order to facilitate any purchase, you initiate via Apple Pay.

By registering your Hume Bank Card with Apple pay, you are providing consent for your information to be shared with these parties.

6. Data Collection and Privacy

You agree that we may exchange information relating to your Apple Device on which your Hume Bank Card is registered and disclose your transaction history to Apple in order to facilitate your Apple Pay experience.

Apple may also use your personal information for different purposes. Please review Apple’s terms and condition and privacy policies carefully.

We may also exchange your information with other service providers (such as Visa) in order to facilitate any purchase, you initiate via Apple Pay.

By registering your Hume Bank Card with Apple pay, you are providing consent for your information to be shared with these parties.

7. Hume Bank's Liability

Hume Bank will not be liable for any loss arising from your use of Apple Pay to the extent the loss was caused by:

  • Your fraud;
  • Your use of Apple Pay or the Apple Device in a manner not permitted by Apple (for example, by obtaining root access to your Apple Device); or
  • Subject to your rights under the ePayments Code, a reduced level of service caused by matters beyond our reasonable control) for example, those caused by third party software and network providers.

If you fail to comply with any of the requirements stated in this clause, you are taken to have authorised any transaction that is made using Apple Pay on your Apple Device and such transaction will not be deemed an unauthorised transaction under the Terms and Conditions listed in Clause 1.

8. Trademarks

Apple, Apple Pay and associated logos are trademarks of Apple Inc.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.