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Promotional variable interest rates from


liteBlue variable 2-year discounted owner occupied P&I ≤80% LVR rate


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*Terms, conditions, fees, charges and normal lending criteria apply. Interest rates are subject to change. Information is general. **The comparison rate is true only for the example given and may not include all fees and charges.

Save more, stress less.

Spring forward with our promotional home loan rates

Save for the next 2 years with a liteBlue variable home loan! The best part? Your discount stays locked in, even if the rates move.

4.99% p.a.* liteBlue variable 2-year discounted owner occupied P&I or investor P&I <80% LVR rate 5.00% p.a.** Comparison rate

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Questions? Let’s get you some answers!

  • Is this offer for me?

  • How does the offer work?

  • Can current customers apply?

  • How long do I have to apply?

  • Is the offer just for owner occupiers?

  • Are there any exclusions?

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Get the low down on the liteBlue features

Our liteBlue Variable Rate home loan gets straight to the point, with our lowest rate and the simplest features. A match made in heaven.

Browse features

liteBlue Variable Rate home loan

liteBlue Variable Rate home loan
$199 application fee 1
Flexible repayments
Additional repayments
Unlimited free online redraw facility
$30 per manual redraw (e.g. in branch)
30 year maximum loan term
95% maximum loan-to-value-ratio (incl. LMI)
liteBlue 2-year Variable Rate Owner Occupied Principal & Interest discountAnnual percentage rate Comparison rate (p.a.)
<=60% LVR4.99%*5.21%**
60.01% <=80% LVR4.99%*5.29%**
liteBlue 2-year Variable Rate Investor Principal & Interest discountAnnual percentage rate Comparison rate (p.a.)
<=60% LVR4.99%*5.33%**
60.01% <=80% LVR4.99%*5.41%**

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Things you should know

The Hume Bank liteBlue Variable Interest Rate Promotion (Promotion) is made available at the discretion of Hume Bank. The Promotion period starts on 1 October 2025 and is a limited time only offer, valid until 31 December 2025. The Promotion may be varied without notice at any time. Any variation to the Promotion will not affect customers who have already settled under the existing terms of the Promotion.

The Promotion is available for new loans to Hume Bank.

Customers can apply for a new Hume Bank Owner Occupier or Investment, liteBlue Variable Rate home loan between 1 October 2025 to 31 December 2025, and settle by March 31 2026.

The Promotion is not available for bridging finance loans.

The Promotion is available to Australian citizens or permanent residents.

The promotion is available to all accredited brokers within the following postcodes: 2640, 2641, 2642, 2643, 2644, 2645, 2646, 2647, 2650, 2651, 2652, 2656, 2658, 2659, 2660, 2661, 2678, 2700, 3675, 3676, 3677, 3678, 3682, 3683, 3685, 3687, 3688,3689, 3690, 3691, 3694, 3695, 3700, 3701, 3704, 3705, 3707, 3708, 3709, 3723, 3732, 3733, 3735, 3746, 3747, 3749.

As part of the Promotion, successful applicants will receive a 25-basis point discount off the standard liteBlue (Owner occupier loan) variable principal and interest home loan up to a maximum Loan to Value Ratio (LVR) of 60% and 35-basis points off the standard liteBlue (Owner occupier loan) variable principal and interest home loan between a 60-80% Loan to Value Ratio (LVR).

As part of the Promotion, successful applicants will receive a 40-basis point discount off the standard liteBlue (Investor loan) variable principal and interest home loan up to a maximum Loan to Value Ratio (LVR) of 60% and 50-basis points off the standard liteBlue (Investor-loan) variable principal and interest home loan between a 60-80% Loan to Value Ratio (LVR).

The discount will be applied for two (2) years from the loan settlement date. Loan to Value Ratio is subject to our credit criteria.

At the end of two-year period, the interest rate will revert to the standard liteBlue variable interest rate applicable to the customer’s original Loan to Value Ratio (LVR) tier and will apply for the remainder of the life of the loan. Interest rates are subject to change.

The Promotion is available to Hume Workplace Banking (WPB) customers, but no further discounts will be applicable.

Terms, conditions, fees, charges and normal lending criteria apply. Hume Bank Limited ABN 85 051 868 556 AFSL and Australian Credit Licence No. 244248.

Rates, fees and charges and other information correct as at 14 August 2025 and may change without notice.

*Terms, conditions, fees, charges and normal lending criteria apply.

**Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product, go to Target Market Determination

Download a copy of our Owner occupier home loan rates and/or our Investor home loan rates.

Access our Home Loan Key Facts Sheet. Download our Application Checklist to help make the application process as smooth as possible.

1 The standard liteBlue application fee of $199 is applicable during this promotion.