Interest Rates

Interest rates correct as at 1 October 2021 and subject to change without notice.

These rates are available to owner occupied loans (both refinance and new loans to Hume Bank) with principal and interest repayments. The rate may be withdrawn without notice at any time, at which point only approved loans funded with 3 months of the offer end date will continue to be eligible.

1) Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Access our Home Loan Key Facts Sheet here.

Interest rates correct as at 1 October 2021 and subject to change without notice.

1) Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2) This rate is available to Investment loans (both refinance and new loans to Hume Bank) with principal and interest repayments. The rate may be withdrawn without notice at any time, at which point only approved loans funded with 3 months of the offer end date will continue to be eligible. 
 

Access our Home Loan Key Facts Sheet here.

1) Interest is calculated daily and paid monthly.

2) Interest is calculated daily and paid monthly. Bonus interest is calculated daily and paid monthly provided that $10 or more was deposited and no withdrawals were made in the month.

3) Interest is calculated daily and paid half yearly.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

Rates effective from 1 October 2021 and subject to change without notice.

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume branch.

Clear and Value Visa Interest rates current as at 18 May 2021 and are subject to change without notice.

Business Visa Interest rates current as at  16 August 2019 and are subject to change without notice.

Terms, conditions and lending criteria apply. You might also want to consider a Hume personal loan as an option to financing your needs. When choosing either a personal loan or a credit card, consideration needs to be given to the amount of credit you require as well as the features of both types of products, including the interest rates, fees and charges and the purpose for which credit is sought. Government legislation requires us to provide you with a Credit Card Key Facts Sheet when applying for a credit card (available here for personal cards, and here for business cards). These information sheets contain standard product information about Hume credit cards.  Please read the Product Disclosure Statement and Fees and Charges brochures (also available in branch or by phoning 1300 004 863) and consider whether this product is right for you.