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Contact

Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

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Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

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Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Home Loans

Loan Annual Percentage Rate Comparison Rate1
Standard Variable Rate 5.10% 5.14%
Interest Saver 4.45% 4.49%
Line of Credit 5.20% -
1 Year Introductory Rate  3.80% 5.01%
1 Year Fixed Rate 4.30% 5.06%
2 Year Fixed Rate 3.90% 4.92%
3 Year Fixed Rate 4.09% 4.87%
4 Year Fixed Rate 4.60% 4.97%
5 Year Fixed Rate 4.60% 4.93%

 

Interest rate correct as at 10 October 2016 and subject to change without notice.

1) Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

For investment loan purposes an additional 0.25%pa applies. Terms, conditions, fees, charges and normal lending criteria apply.

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Personal Loans

Loan Type Term (years) Annual Percentage Rate Comparison Rate1
Secured by vehicle up to 5 years old  Up to 5 6.95%  7.13% 
Unsecured Up to 5 12.50%  12.68% 
Secured by term deposit Up to 5 5.50%  5.67% 
  5 to 7 7.50%  7.68% 
  7 to 10 7.50%  7.68% 
Property Package Holders Up to 5 5.50%  5.50% 
  5 to 7 7.50%  7.50% 

Interest rate current as at 16 December 2015 and subject to change without notice.

1) Comparison rates based on secured loan of $30,000 over 5 years with monthly repayments.  WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

You might also want to consider a Hume credit card as an option to financing your needs. When choosing either a personal loan or a credit card, consideration needs to be given to the amount of credit you require as well as the features of both types of products, including the interest rates, fees and charges and the purpose for which credit is sought.

Fees, charges, terms, conditions and eligibility criteria apply. Please read the General Conditions – Loans and Overdraft Facilities available here for a detailed description of benefits available.

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Savings and Transaction Accounts

Account Balance  Base Rate Bonus Rate
iSave1 $5,000+

1.50%pa

0.60%pa
Reward Saver2 $1+ 0.01%pa 1.85%pa
Clancy Koala3 $1+ 0.25%pa 2.75%pa
Christmas Club4 $1+ 0.75%pa N/A
Cash Management5 $5,000 - $99,999 0.10%pa N/A;
  $100,000 - $499,999 0.50%pa N/A
  $500,000+ 1.00%pa N/A
  $500,000+ 1.00%pa N/A
All Purpose6 $1+ 0.01%pa N/A
Passbook6 $1+ 0.01%pa N/A
Retirement6 $1 - $1,999 0.01%pa N/A
  $2,000 - $48,600 1.00%pa N/A
  $48,601+ 2.50%pa N/A

1) Interest is calculated daily and paid monthly where the balance is $5,000 or more. Bonus interest is calculated daily and paid monthly on balances of $5,000 or more in addition to the standard interest rate provided that $50 or more was deposited and no withdrawals were made in the month.

2) Interest is calculated daily and paid monthly.

3) Interest is calculated daily and paid monthly. Bonus interest is calculated daily and paid monthly provided that $10 or more was deposited and no withdrawals were made in the month.

4) Interest is calculated daily and paid annually on the 31st of October.

5) Interest is calculated daily and paid quarterly.

6) Interest is calculated daily and paid half yearly.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

Rates effective from 1 September 2016 and subject to change without notice.

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume branch.

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Term Deposits

Term Balance: $1,000 - $4,999 $5,000+
Specials (interest paid on maturity)    
100 days N/A 2.40%
Interest Annually or on Maturity    
36 months 2.50% 2.60%
24 months 2.45% 2.55%
12 months 2.40% 2.50%
9 months 2.30% 2.40%
6 months 2.30% 2.40%
5 months 2.10% 2.20%
4 months 2.10% 2.20%
3 months 2.10% 2.20%
2 months 1.90% 2.00%
1 month 1.80% 1.90%
Regular Income (interest paid every 28 days)    
36 Months N/A 2.50%
24 Months N/A 2.45%
12 Months N/A 2.40%
6 Months N/A 2.30%

Rates effective from  and subject to change without notice.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

Terms and conditions apply. Please read the Product Disclosure Statement and Fees and Charges (also available in branch, or by phoning 1300 004 863) and consider whether this product is right for you.

Download a copy

Credit Cards

Card Type Rate on purchases Rate on cash advances
Value Visa 11.95%pa 17.95%pa
Clear Visa 14.95%pa 17.95%pa
Business Visa: Residentially Secured 10.10%pa 17.95%pa
Business Visa: Commercially Secured 10.60%pa 17.95%pa
Business Visa: Unsecured 13.60%pa 17.95%pa

Clear and Value Visa Interest rates current as at 16 October 2016 and are subject to change without notice.

Business Visa Interest rates current as at  16 September 2016 and are subject to change without notice.

Terms, conditions and lending criteria apply. You might also want to consider a Hume personal loan as an option to financing your needs. When choosing either a personal loan or a credit card, consideration needs to be given to the amount of credit you require as well as the features of both types of products, including the interest rates, fees and charges and the purpose for which credit is sought. Government legislation requires us to provide you with a Credit Card Key Facts Sheet when applying for a credit card (available here for personal cards, and here for business cards). These information sheets contain standard product information about Hume credit cards.  Please read the Product Disclosure Statement and Fees and Charges brochures (also available in branch or by phoning 1300 004 863) and consider whether this product is right for you.

Download a copy