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Contact

Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

Contact Us

Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

Learn More

Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Features

Enjoy the flexibility of an everyday transaction account, while the balance offsets what's owed on an eligible Hume home loan to reduce the interest you pay.  Whether your balance is $10 or $10,000, a loan offset account could help you pay off your loan sooner.

An offset account may be linked to any owner-occupied variable or introductory rate loan, or a residential variable rate investment loan.

100% interest offset on eligible home loans

 

Free Visa Debit card with PayWave

Eligible for linked account fee exemption

 

Up to four withdrawals per month at Remote Westpac ATMs

Plus

  • No account keeping fees

  • Free use of BPAY and periodical payments

  • Bank anywhere with fully featured internet banking and app

Fees

Loan Offset Account Charges
Number of transactions in fee-free quota per month1 Four
Eligible for linked account exemption Yes
The following fees apply after free transaction number is exceeded:
Withdrawal - Cash at branch $1.50
Withdrawal - Bank cheque (at counter or via iBank)  $3.00
Withdrawal - Member cheque  $0.50
Withdrawal - EFTPOS  $0.30
Rejection - EFTPOS $0.30
Withdrawal - Remote Westpac Group ATM2 $1.50
The following transactions are not included in any fee-free transaction quota:
Withdrawal - Local Westpac Group ATM2 $1.50
Enquiry - Any Westpac Group ATM $1.00
mPay - transfer notification fee $0.30
Non-standard fees may apply – please refer to 'non-standard fees and charges' in our Fees & Charges document for details. 

1) The following are classified as transactions included in the unlimited transaction quota: deposits and cash withdrawals at a branch (excluding bank cheques), EFTPOS transactions, external transfers at counter, successful cash withdrawals at Remote Westpac Group ATMs and all non-ATM transactions (including paywave) or regular payments using your Visa Debit card.

2) Local Westpac Group ATMs are Westpac Group ATMs in cities and towns where Hume has an ATM. Remote Westpac Group ATMs are Westpac Group ATMs outside cities and towns where Hume has an ATM. Remote Westpac Group ATMs can be found using our ATM locator.

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume branch.