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Call

1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619

Fax

F (02) 6051 3255

Email

E [email protected]

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Rates

Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

Book appointment

Fixed Home Loans

Rates From:
2.50%^pa

Comparison rate*
2.13%pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^
2.23%^*pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Personal Loans

Rates From
6.95%pa

Comparison rate*
7.16%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

View All

Personal Savings

Base Rate
0.25% p.a.

Bonus Rate Conditions apply.

Learn More

What is liteBlue?

A straight up low rate home loan that's easy to understand. With perks that make sense, like no ongoing fees and free online redraw.

Made for owner-occupiers and investors. 

Our lowest home loan rate

No ongoing fees 

Free online redraw 

Which Blue is right for you?

liteBlue Owner Occupied Variable Rates

Loan type

Annual Percentage Rate

Comparison Rate p.a.

liteBlue Variable Rate <60% LVR2.23%2.26%**
liteBlue Variable Rate 60.01% <=80% LVR2.32%2.35%**
liteBlue Variable Rate 80.01% <=90% LVR2.56%2.59%**
liteBlue Variable Rate 90.01% <=95% LVR3.07%3.10%**

See all Variable Rates

liteBlue Investor Variable Rates

Loan type

Annual Percentage Rate

Comparison Rate p.a.

liteBlue Variable Rate <60% LVR2.59%²2.62%¹
liteBlue Variable Rate 60.01% <=80% LVR2.66%²2.69%¹
liteBlue Variable Rate 80.01% <=90% LVR3.00%²3.03%¹

See all Investor Rates

Looking for a home loan with extra features?

Looking for a home loan with extra features?

Take a look at myBlue. With fixed and variable options, offset accounts and no application fee, our other Blue might be right for you.

myBlue

Additional information

liteBlue Variable Rate Home Loan Charges

Application fee

$450

Switch fee

$300
Construction loan available Yes
Flexible repayments Yes
Interest only repayments Yes
Maximum loan term

30 years

Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium)  95%
Additional Repayments Yes
Online Redraw Facility Unlimited free
Manual Redraw Facility (e.g. in branch) $30 per redraw

Top up fee

$300

Terms, conditions, fees, charges and normal lending criteria apply.

Rates correct as at 25 May 2022 and may change without notice.

*Interest rate is only available to owner-occupied loans on liteBlue principal and interest repayments with less than or equal to 60% Loan to Value Ratio (LVR). Interest rates for investment loan purposes, interest only loans and other applicable LVR tiers will differ. Terms, conditions, fees, charges and normal lending criteria apply.

**The comparison rate is calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Hume Bank Limited ABN 85 051 868 556. AFSL and Australian Credit Licence No: 244248.

1. Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2. This rate is available to Investment loans (both refinance and new loans to Hume Bank) with principal and interest repayments. The rate may be withdrawn without notice at any time, at which point only approved loans funded within 3 months of the offer end date will continue to be eligible. 

To view the Target Market Determination for this product please visit our Target Market Determinations page.

Key Facts Sheet