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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

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1300 551 619

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F (02) 6051 3255

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E [email protected]

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Rates

Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

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Fixed Home Loans

Rates From:
1.79%^pa

Comparison rate*
2.06%pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^
2.09%^*pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Personal Loans

Rates From
6.95%pa

Comparison rate*
7.16%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
0.25% p.a.

Bonus Rate Conditions apply.

Learn More

What is myBlue?

Our most flexible home loan.

myBlue is a home loan for owner-occupiers and investors. Here are just some of the great benefits.

<p>Up to eight 100%&nbsp;<a href="https://www.humebank.com.au/personal/everyday-transactions/loan-offset-account">offset accounts</a>&nbsp;on both Fixed and Variable options to help reduce interest.</p>

Offset accounts

Up to eight 100% offset accounts on both Fixed and Variable options to help reduce interest.

<p>Keep your costs down with no application or ongoing fees.</p>

<p>&nbsp;</p>

No application fee

Keep your costs down with no application or ongoing fees.

 

<p>Helps you pay off your loan sooner.</p>

Low rates

Helps you pay off your loan sooner.


myBlue Owner Occupied Variable Rates

Loan

Annual Percentage Rate

Comparison Rate p.a.

myBlue Variable Rate <60% LVR2.09%*2.09%**
myBlue Variable Rate 60.01% <=80% LVR2.34%*2.34%**
myBlue Variable Rate 80.01% <=90% LVR2.44%*2.44%**
myBlue Variable Rate 90.01% <=95% LVR3.24%*3.24%**

See all Variable Rates

myBlue Investor Variable Rates

Loan

Annual Percentage Rate

Comparison Rate p.a.

myBlue Variable Rate <60% LVR2.54%22.54%1
myBlue Variable Rate 60.01% <=80% LVR2.69%22.69%1
myBlue Variable Rate 80.01% <=90% LVR2.84%22.84%1

See all Investor Rates

Have a few questions, or not sure where to start?

Have a few questions, or not sure where to start?

Our lenders are here to help with any questions you have about myBlue. They can walk you through the application process and will keep you informed every step of the way.

Book an appointment
We win, you win.

We win, you win.

We are proud to announce that Hume Bank has been recognised by winning the Canstar award for 2021 Customer Owned Bank of the Year – First Home Buyer in New South Wales and Victoria.

Learn more

Additional information

myBlue Variable Rate Home Loan Charges

Application fee

$0

Switch fee

$0
100% Interest Offset account (learn more) Yes
Top up available Yes
Split loan option Yes
Available for construction Yes
Flexible repayments Yes
Interest only repayments Yes
Maximum loan term

30 years

Max. Loan Value Ratio (including Lender's Mortgage Insurance Premium)  95%
Additional Repayments Yes
Online Redraw Facility Unlimited free
Manual Redraw Facility (e.g. in branch) $30 per redraw

Top up fee

$300

Terms, conditions, fees, charges and normal lending criteria apply.

*Rate correct as at 1 October 2021 and may change without notice. Interest rate is only available to owner-occupied loans on myBlue principal and interest repayments with less than or equal to 60% Loan to Value Ratio (LVR). Interest rates for investment loan purposes, interest only loans and other applicable LVR tiers will differ. Terms, conditions, fees, charges and normal lending criteria apply. **The comparison rate is calculated on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Hume Bank Limited ABN 85 051 868 556. AFSL and Australian Credit Licence No: 244248.

1. Comparison rate based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

2. This rate is available to Investment loans (both refinance and new loans to Hume Bank) with principal and interest repayments. The rate may be withdrawn without notice at any time, at which point only approved loans funded with 3 months of the offer end date will continue to be eligible. 

To view the Target Market Determination for this product please visit our Target Market Determinations page.To view the Target Market Determination for this product please visit our Target Market Determinations page.

Key Facts Sheet