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1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255


E [email protected]

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Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

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Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate
0.25% p.a.

Bonus Rate Conditions apply.

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We’ll set you up with a free Visa Debit card and 20 free withdrawals per month including EFTPOS. All with no monthly access fees.

Plus if you're under 22 years old, have a qualifying Hume Bank Home loan, or a term investment over $20k, then you'll qualify for fee exemption.

No monthly access fees

Visa Debit Card available1, 5

20 free quota transactions per month4


  • Fee exemptions available for qualifying customers

  • Free use of BPAY

  • Bank anywhere with fully featured internet banking and app

Tap into a better way to pay.

Tap into a better way to pay.

Leave the cards behind for the flexibility and convenience of a digital wallet. With Apple Pay, Google Pay™, Fitbit Pay™, Garmin Pay™ and Samsung Pay available, add your Hume Bank cards today. 

Digital Wallets


Account Balance

Interest Rate

$1+0.01% p.a.

Rates effective from 1 October 2021 and subject to change without notice. Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month. Interest is calculated daily and paid half yearly.


All Pupose Account Charges
Fee exemption applies to customers aged 22 or under, customers with a qualifying Hume home loan, or customers with a Hume Bank term investment totalling $20,000 or more3
Number of transactions in fee-free quota 20
Eligible for linked account exemption Yes

The following apply after fee-free quota is exceeded:

Withdrawal - Cash at branch $2.00
Withdrawal - Bank Cheque (at counter or via iBank) $5.00
Withdrawal - Member cheque $0.80
Electronic external transfer at branch $2.00
Withdrawal - EFTPOS $0.50
Rejection - EFTPOS $0.50
Non-standard fees may apply - please refer to 'non-standard fees and charges' in our Fees & Charges document below for details. 


Please read the Product Disclosure Statement and Fees and Charges (available in branch, by phoning 1300 004 863 or here) and consider whether this product is right for you.

1) Visa Debit card available to customers aged 12 and over.

2) Chequebook available to customers aged 18 and over.

3) Only one exemption is available per customer. The account will be fee-exempt, except for non-standard fees and charges. When you cease to qualify for fee exemption, the account will revert to the standard fee structure above. For details, please refer to the fees and charges document available here.

4) The following are classified as transactions for the purposes of calculating the fee-free quota: cash withdrawals at a branch, Financial Institution or Member cheques, EFTPOS transactions and electronic external transfers at counter. EFTPOS, telephone, internet and regular payments debited from your account using your Visa debit card will all qualify as EFTPOS transactions for the purpose of calculating the quota. The quota applies to transactions in posted order; for example, for an All Purpose Account, the first twenty chargeable transactions occurring during any given month.

5) Visa debit card is available on this account free of charge. Transaction fees may still apply.

6) You must be over the age of 18 to open an account online. If you are under the age of 18 please call our Contact Centre on 1300 004 863 for assistance in opening this account.

You can find out how to reduce your fees and charges here.

To view the Target Market Determination for this product please visit our Target Market Determinations page.