Essential Account

1) The following are classified as transactions included in the unlimited transaction quota: deposits and cash withdrawals at a branch (excluding bank cheques), EFTPOS transactions, external transfers at counter, successful cash withdrawals at Remote Westpac Group ATMs and all non-ATM transactions (including paywave) or regular payments using your Visa Debit card.

2) Hume Bank will waive the monthly access fee on the Essential S60 account if you deposit $2,000 (all balances combined) or more to the account before the end of the month, or you are under the age of 22.

3) Local Westpac Group ATMs are Westpac Group ATMs in cities and towns where Hume has an ATM. Remote Westpac Group ATMs are Westpac Group ATMs outside cities and towns where Hume has an ATM. Remote Westpac Group ATMs can be found using our ATM locator.

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume branch.

You can find out how to reduce your fees and charges here.