Mobile Menu



1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619


F (02) 6051 3255


E [email protected]

Contact Us


Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

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Fixed Home Loans

Rates From:

Comparison rate*

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Variable Home Loans

Rates From^

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

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Term Deposits

100 day special

Min investment of $5,000+

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Personal Loans

Rates From

Comparison rate*

*Click for important information about comparison rate.

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Personal Credit Cards

Rates From*

*Interest rate on purchases

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Personal Savings

Base Rate
0.35% p.a.

Bonus Rate Conditions apply.

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We’ll set you up with a free Visa Debit card, access to our extensive ATM network and unlimited free EFTPOS and electronic transactions1
Plus, if you deposit at least $2,000 a month or you're under the age of 22, your $5 monthly access fee is on us2.

Unlimited free EFTPOS and electronic transactions1

Visa Debit Card with Apple Pay and Google Pay available3,4

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Deposit at least $2,000 a month for no monthly access fee2



  • Fully featured internet banking, device app, and telephone banking

  • Free branch withdrawals1 and deposits

  • No monthly access fees for customers aged under 22

Open your Essential account today

At Hume, we keep things as simple and easy as possible.

Opening your account online gives you the freedom and convenience to open your account anytime, and it'll be ready for you to use the same day.

To open your account online, you'll need to:

  • be +18 years old5
  • be an Australian resident for tax purposes
  • have one form of ID
  • have a valid email address and your mobile handy


Essential Account  Charges
Monthly Access Fee
(waived for under 22's, or those who deposit $2,000 or more each month2)
Withdrawal – Bank cheque (at counter or via iBank) $5.00
Non-standard fees may apply – please refer to 'non-standard fees and charges' in our Fees & Charges document for details. 

1) The following are classified as transactions included in the unlimited transaction quota: deposits and cash withdrawals at a branch (excluding bank cheques), EFTPOS transactions, external transfers at counter and all non-ATM transactions (including paywave) or regular payments using your Visa Debit card.

2) Hume Bank will waive the monthly access fee on the Essential account if you deposit $2,000 (all deposits combined) or more to the account before the end of the month, or you are under the age of 22.

3) Visa Debit card available to customers aged 12 and over.

4) Visa debit card is available on this account free of charge. Transaction fees may still apply.

5) You must be over the age of 18 to open an account online. If you are under the age of 18 please call our Contact Centre on 1300 004 863 for assistance in opening this account. 

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume Bank branch.

You can find out how to reduce your fees and charges here.