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Call

1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619

Fax

F (02) 6051 3255

Email

E [email protected]

Contact Us

Rates

Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

Book appointment

Fixed Home Loans

Rates From:
1.79%^pa

Comparison rate*
2.06%pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Variable Home Loans

Rates From^
2.09%^*pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Personal Loans

Rates From
6.95%pa

Comparison rate*
7.16%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

View All

Personal Savings

Base Rate
0.25% p.a.

Bonus Rate Conditions apply.

Learn More

News

2021 AGM Registrations now open
Announcements

2021 AGM Registrations now open

Hume Bank, 11/10/2021

October 2021 RBA interest rate announcement
Announcements

October 2021 RBA interest rate announcement

Hume Bank, 07/10/2021

Notice of interest change
Announcements

Notice of interest change

Hume Bank, 30/09/2021

View All News

Essential Account

For those after a bit more flexibility, we have the essentials covered.

Open your Essential account online today, you'll be ready to go in no time.

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Essential Account

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Features Open Account Online Fees Related Offers

Features

We’ll set you up with a free Visa Debit card, access to an extensive ATM network and unlimited free EFTPOS and electronic transactions1. 

Unlimited free EFTPOS and electronic transactions1

Visa Debit Card available2,3

<p><br /> &nbsp;</p>

No monthly

access fees

 


 

Plus

  • Fully featured iBank, App, and telephone banking

  • Use your Visa Debit Card with Apple Pay and Google Pay

  • Free branch withdrawals1 and deposits

Open your Essential account today

At Hume Bank, we keep things as simple and easy as possible.

Opening your account online gives you the freedom and convenience to open your account anytime, and it'll be ready for you to use the same day.

To open your account online, you'll need to:

  • be +18 years old4
  • be an Australian resident for tax purposes
  • have one form of ID
  • have a valid email address and your mobile handy
OPEN NOW

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Fees

Essential Account  Charges
Withdrawal – Bank cheque (at counter or via iBank) $5.00
Non-standard fees may apply – please refer to 'non-standard fees and charges' in our Fees & Charges document for details. 

1) The following are classified as transactions included in the unlimited transaction quota: deposits and cash withdrawals at a branch (excluding bank cheques), EFTPOS transactions, external transfers at counter and all non-ATM transactions (including paywave) or regular payments using your Visa Debit card.

2) Visa Debit card available to customers aged 12 and over.

3) Visa debit card is available on this account free of charge. Transaction fees may still apply.

4) You must be over the age of 18 to open an account online. If you are under the age of 18 please call our Contact Centre on 1300 004 863 for assistance in opening this account. 

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume Bank branch.

You can find out how to reduce your fees and charges here. 

To view the Target Market Determination for this product please visit our Target Market Determinations page.

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