Mobile Menu
Contact Locate
iBank Search
Search
PersonalBusinessCommunityAbout Hume Bank

Personal

Everyday TransactionsEveryday Transactions Savings and Term DepositsSavings and Term Deposits Home LoansHome Loans InsuranceInsurance Credit CardsCredit Cards Activating cardsActivating cards Car LoansCar Loans Personal LoansPersonal Loans Foreign Currency and Travel CardForeign Currency and Travel Card Financial PlanningFinancial Planning Online BankingOnline Banking CalculatorsCalculators
Everyday Transactions - Home Essential Account Retirement Account Loan Offset Account All Purpose Account
Savings and Term Deposits - Home Reward Saver Account Term Deposit iSave Account Clancy Koala Account
Home Loans - Home Hume Bank HomeBuilder Flexi Low Rate Hume Bank Property Package Interest Saver Line of Credit Fixed Interest Rate Standard Variable Rate First Home Buyers HUB Mobile Lenders
Insurance - Home Building and Contents Building Contents Contents Insurance for Renters Landlord Motor Insurance Caravan and Trailer Insurance Boat Insurance Travel Insurance Consumer Credit Insurance Compulsory Third Party Greenslip
Credit Cards - Home Hume Value Visa Hume Clear Visa Business Visa Credit Card
Activating cards - Home
Car Loans - Home
Personal Loans - Home
Foreign Currency and Travel Card - Home Cash Passport Platinum Mastercard Sending Money Overseas Receive an Overseas Payment
Financial Planning - Home
Online Banking - Home Getting Started Transacting Managing accounts eStatements Security authentication Hume Bank's App Help iBank for Business Osko and PayID Verified by Visa Hume Bank's App Digital Wallets DocuSign FAQ's InfoTrack WebVOI
Calculators - Home

Online Banking

News and Events

Calculators

Estimate loans, savings, budgets and more

Business

Bank AccountsBank Accounts Savings and Term DepositsSavings and Term Deposits Business FinanceBusiness Finance Business Visa Credit CardBusiness Visa Credit Card Business Insurance Business Insurance Financial PlanningFinancial Planning iBank for BusinessiBank for Business Become a BPAY BillerBecome a BPAY Biller Hume Bank Workplace PackageHume Bank Workplace Package
Bank Accounts - Home Business Account Professional Trust Account Community Link Account Professional Cash Management Account
Savings and Term Deposits - Home Tax Manager Account Business iSave Account Farm Management Deposit Account Term Deposit
Business Finance - Home Business Loans Overdrafts Line of Credit Self-Managed Super Fund Loan Performance/Bank Guarantees Hume Bank Business Support Loan
Business Visa Credit Card - Home
Business Insurance - Home
Financial Planning - Home
iBank for Business - Home
Become a BPAY Biller - Home
Hume Bank Workplace Package - Home

Business Visa Credit Card

iBank for Business

Enquire online

Kick start a discussion with our business banking team

Community

Community SupportCommunity Support
Community Support - Home Community Rewards Program Community Link Account Community Partnerships

Community Rewards Program

Community Link Account

Community Partnerships

Committed to supporting positive community projects and initiatives.

About Hume Bank

Coronavirus updatesCoronavirus updates Our CompanyOur Company News and EventsNews and Events Customer ResourcesCustomer Resources Careers at Hume BankCareers at Hume Bank Contact UsContact Us Find UsFind Us
Coronavirus updates - Home
Our Company - Home Our Purpose Bank Brighter Directors and Executive Management History Awards Corporate Governance Member Reports and Disclosures
News and Events - Home All News Community and Events Announcements Tips & Ideas Security Alerts
Customer Resources - Home Forms and Documents Product Terms and Conditions Interest Rates Privacy Policy Website Terms of Use Government Deposit Guarantee Financial Hardship Product FAQs Competition Terms and Conditions Important Membership Information Customer Service Charter Open Banking Products API
Careers at Hume Bank - Home Life at Hume Bank. Our Business. Join Hume Bank. Expressions of Interest.
Contact Us - Home
Find Us - Home

Rates

News and Events

Members report

Download the latest Hume members' report

iBank Login Search
Search
Locate
Contact
Rates
News

Contact

Call

1300 004 863

Mon-Fri: 8am-5:45pm
Sat: 9.30am-12pm
(branch hours vary)

Hume Connect (phone banking)

1300 551 619

Fax

F (02) 6051 3255

Email

E [email protected]

Contact Us

Rates

Need a home loan?

Spend time doing what you love, we'll make it easy and come to you.

Book appointment

Fixed Home Loans

Rates From:
1.99%^pa

Comparison rate*
3.34%pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Variable Home Loans

Rates From^
2.29%^*pa

^Terms, conditions and lending criteria apply *Click for important information about comparison rate.

View All

Term Deposits

100 day special
0.40%pa

Min investment of $5,000+

Learn More

Personal Loans

Rates From
4.95%pa

Comparison rate*
5.16%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

View All

Personal Savings

Base Rate
0.50%pa

Bonus Rate Conditions apply.

Learn More

News

A New Years message from Hume Bank CEO Stephen Capello
Announcements

A New Years message from Hume Bank CEO Stephen Capello

Hume Bank, 29/12/2020

2020 Holiday Payment Processing Schedules.
Announcements

2020 Holiday Payment Processing Schedules.

Hume Bank, 17/12/2020

Fast and simple payments this Christmas.
Tips & Ideas

Fast and simple payments this Christmas.

Hume Bank, 16/12/2020

View All News

Essential Account

For those after a bit more flexibility, we have the essentials covered.

Open your Essential account online today, you'll be ready to go in no time.

Open Nowlogin to ibank

Essential Account

Open Nowlogin to ibank iBank Login Search
Open Nowlogin to ibank
Features Open Account Online Fees Related Offers

Features

We’ll set you up with a free Visa Debit card, access to our extensive ATM network and unlimited free EFTPOS and electronic transactions1. 
Plus, if you deposit at least $2,000 a month or you're under the age of 22, your $5 monthly access fee is on us2.
 

Unlimited free EFTPOS and electronic transactions1

Visa Debit Card with Apple Pay and Google Pay available3,4

<p><br /> &nbsp;</p>

Deposit at least $2,000 a month for no monthly access fee2


 

Plus

  • Fully featured internet banking, device app, and telephone banking

  • Free branch withdrawals1 and deposits

  • No monthly access fees for customers aged under 22

Open your Essential account today

At Hume, we keep things as simple and easy as possible.

Opening your account online gives you the freedom and convenience to open your account anytime, and it'll be ready for you to use the same day.

To open your account online, you'll need to:

  • be +18 years old5
  • be an Australian resident for tax purposes
  • have one form of ID
  • have a valid email address and your mobile handy
OPEN NOW

Digital Wallets

Fees

Essential Account  Charges
Monthly Access Fee
(waived for under 22's, or those who deposit $2,000 or more each month2)		 $5.00
Withdrawal – Bank cheque (at counter or via iBank) $5.00
Non-standard fees may apply – please refer to 'non-standard fees and charges' in our Fees & Charges document for details. 

1) The following are classified as transactions included in the unlimited transaction quota: deposits and cash withdrawals at a branch (excluding bank cheques), EFTPOS transactions, external transfers at counter and all non-ATM transactions (including paywave) or regular payments using your Visa Debit card.

2) Hume Bank will waive the monthly access fee on the Essential account if you deposit $2,000 (all deposits combined) or more to the account before the end of the month, or you are under the age of 22.

3) Visa Debit card available to customers aged 12 and over.

4) Visa debit card is available on this account free of charge. Transaction fees may still apply.

5) You must be over the age of 18 to open an account online. If you are under the age of 18 please call our Contact Centre on 1300 004 863 for assistance in opening this account. 

Please refer to our Product Disclosure Statement and Fees & Charges documents for more information. These documents are also available from any Hume Bank branch.

You can find out how to reduce your fees and charges here.

You might also like...

Useful links

Calculators

Calculate savings, budgets, repayments and more.

Online Banking

Need a hand with iBank or Hume's App?

News

Important updates, security alerts, tips, and advice

Call us 1300 004 863

Your browser is out of date!

Please update your browser to view this website correctly. Update my browser now

Unfortunately, you appear to be accessing Hume's website on an unsupported device or browser. You can still access iBank and mBank below, but we recommend updating your device or browser.

Access mBank

Access iBank