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Contact

Call

1300 004 863

Mon-Fri: 8am-5.45pm
Sat: 9am-12pm

Fax

F (02) 6051 3255

Email

E hume@humebank.com.au

Contact Us

Rates

Variable Home Loans

Rates From
3.70%

Comparison rate*
4.35%

*Click for important information about comparison rate.

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Fixed Home Loans

Rates From:
3.80%pa

Comparison rate*
5.01%pa

*Click for important information about comparison rate

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Term Deposits

100 day special
2.40%pa

Min investment of $5,000+

Learn More

Car Loans

Rates From
6.95%pa

Comparison rate*
7.13% 

*Click for important information about comparison rate.

Learn More

Personal Loans

Rates From
5.50%pa

Comparison rate*
5.50%pa

*Click for important information about comparison rate.

Learn More

Personal Credit Cards

Rates From*
11.95%pa

*Interest rate on purchases

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Personal Savings

Base Rate
1.50%pa

Bonus Rate*
0.60%pa

Bonus Rate Conditions apply.

Learn More

Features

Managing cash flow can be a big part of small business, so we designed a card to make multiple purchases quick and easy. With our Business Visa, you can nominate up to nine cardholders (with separate limits for each) and still earn cash rewards for every dollar you spend.

10.10

Low Interest Rate 
(Residentially Secured)*

From as low as 10.10%pa on purchases

<p>Cash redeemable point for every $1 spent<sup>1</sup></p>

Loyalty Program that Rewards Usage

Cash redeemable point for every $1 spent1

<p>Up to 55 days interest free on purchases&nbsp;<sup>2</sup></p>

Interest Free Days on Purchases

Up to 55 days interest free on purchases 2

<p>Up to 9 cardholders&nbsp;with individual limits&nbsp;</p>

Up to 9 Individual Card Holders

Up to 9 cardholders with individual limits 

Plus

  • Annual fee waived when previous spend exceeds $24,0003

  • Credit Limits starting from $5,000

  • Equipped with Visa payWave for contactless payments

*Interest rate applies to purchases on a residentially secured Business Visa credit card. 

Interest rates, fees and charges and other information current as at 16 September 2016 

Interest Rates

Security Type

Interest rate on purchases

Interest rate on cash advances

Unsecured13.60%17.95%
Residential10.10%17.95%
Commercial10.60%17.95%

Interest rates, fees and charges and other information correct as at 16 September 2016 

Overview

Business Visa Credit Card  Charges
Annual fee $40
Application fee $250
Annual spend hurdle to waive annual fee3 $24,000
Minimum credit limit $5,000
Loyalty point structure1 $1 = 1 point
Loyalty points redemption value 500 points = $1
Interest free days2 Up to 55 days
Additional cards available Up to 9
Minimum repayments 3% of the closing balance as shown on the statement or $10.00, whichever is the greater or, if the closing balance is less than $10.00, the closing balance.

A full list of current fees applicable to this credit card can be obtained from here.

1) Loyalty points of 1 point = $1 accrue on eligible transactions and not on cash advances and BPAY payments and provided the card account is conducted satisfactorily. Terms and conditions apply.

2) There are no interest free days on cash advances.

3) The annual fee will be waived if the previous year’s card spend on the account exceeds this amount – cash advances do not count towards this total.

Terms, conditions, fees, charges and lending criteria apply. Cards available to approved applicants only. Guarantees may be required from directors, partners or officers of the business. Please read the Product Disclosure Statement, General Conditions, Conditions of Use, and Fees & Charges documents (also available in branch or by phoning 1300 004 863) and consider whether this product is right for you.

Key Facts Sheet