Professional Cash Management account

Get the best of both worlds

A cash management account is an essential tool for any business looking to optimise their cash flow while saving for a rainy day.

Our Professional Cash Management account will help you make the most of your money. Not only will you be able to access your cash when you need it, you’ll also be able to earn interest on it when you don’t. That’s a win-win in our books.

Cash Management

Complete access

with fully featured phone, internet and mobile banking

How could we work together?

Get in touch with our business banking team to chat about our product offering and how we can tailor it to your needs.

Why choose our Professional Cash Management account?

Cash management accounts aren’t just a financial tool; they’re an investment in the success of your business. With our Professional Cash Management account, you’ll have the power to manage your cash flow and seize opportunities as they arise. Plus with competitive rates and no fees you’ll be able to grow your savings with ease.

Built for business

We’ve integrated tailored business features into our internet and mobile banking.

No fees

We’ve said goodbye to account keeping fees to keep your costs down.

BPAY available

We’ll give you easy access to the benefits of BPAY and periodical payments.

Balance flexibility & growth

With our Professional Cash Management account you’ll enjoy all the flexibility of a regular transaction account, plus the ability to earn interest on the funds you’re not using.

Browse features

Professional Cash Management account

$0 account keeping fees
No minimum balance requirement
4 free electronic transfers per month1
Fully featured internet banking, mobile app and telephone banking
BPAY and periodical payments available

Understand our rates & fees

 

Interest rates

Account balanceInterest rate
$1+0.01% p.a.2

Account fees

The following fees apply after the fee-free transaction quota1 of four per month is reached:

ActionCharge
Withdrawal - Cash at branch$2.00
Withdrawal - Bank cheque (at branch or via iBank)$5.00
Withdrawal - Member cheque$0.80
Electronic external transfer in branch$2.00

Get the ball rolling

We love helping local businesses do their thing. If you think banking with us might be the right choice, get in touch – online, in a branch or on the phone. Our business banking team is ready and waiting to hear from you!

$138,948

worth of support provided to local organisations through sponsorship, donations or in-kind support during 2022.

Banking built for business

Business banking can be rough – but it doesn’t have to be! Whether you’re a sole trader or a company with more complex needs, we’ve got you covered with great resources and friendly, professional support.

Things you should know

Rate, fees and charges and other information correct as at 30 May 2024 and may change without notice.

Terms, conditions, fees, charges and eligibility criteria apply.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product go to Target Market Determinations.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

Download a copy of our Business Accounts Rates. Find out how to reduce your fees and charges.

1 The following are classified as transactions for the purposes of calculating the fee-free quota: cash withdrawals at a branch, Financial Institution or Member cheques, electronic external transfers at counter and transactions at some Foreign ATMs.

2 Interest is calculated daily and paid quarterly.