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Hume Bank SMSF account

Get the best of both worlds

An investment account is an essential tool for any SMSF customer looking to optimise their investment while saving for a rainy day.

Our Hume Bank SMSF account will help you make the most of your money. Not only will you be able to access your cash when you need it, you’ll also be able to earn interest on it when you don’t. That’s a win-win in our books.

Hume Bank SMSF account

Complete access

with fully featured phone, internet and mobile banking and branch access

How could we work together?

Get in touch with our business banking team to chat about our product offering and how we can tailor it to your needs.

Why choose our Hume Bank SMSF account?

Investment accounts aren’t just a financial tool; they’re a function to build your SMSF savings. With our SMSF account, you’ll have the power to manage your investment and seize opportunities as they arise. Plus with competitive RBA cash rate linked interest rates and no fees you’ll be able to grow your investment with ease.

Built for business

We’ve integrated tailored business features into our internet and mobile banking.

No fees

We’ve said goodbye to account keeping fees to keep your costs down.

BPAY available

We’ll give you easy access to the benefits of BPAY and periodical payments.

Balance flexibility & growth

With our Hume Bank SMSF account you’ll enjoy all the flexibility of a regular transaction account, plus the ability to earn interest on the funds you’re not using

Browse features

Hume Bank SMSF account

No monthly account keeping fees
No minimum balance requirement
Free cash withdrawals at branch and unlimited electronic transactions
Fully featured iBank, Hume Bank App, and Phone banking
BPAY and periodical payments available

Understand our rates & fees

 

Interest rates

Account balanceInterest rate
$1+4.60% p.a.1

Account fees

ActionCharge
Withdrawal - Cash at branchFree
Withdrawal - Member chequeFree
Electronic external transfer in branchFree

Get the ball rolling

We love helping local businesses do their thing. If you think banking with us might be the right choice, get in touch – online, in a branch or on the phone. Our business banking team is ready and waiting to hear from you!

Over $222,450

worth of support provided to local organisations through sponsorship, donations or in-kind support during 2024

Frequently asked questions

Answers to all your burning questions about Hume Bank accounts.

Everything you need to know about making payments and transfers.

Your cheat-sheet to activating, using and replacing Hume Bank cards.

Find the forms and documents you’ve been looking for, all in one place.

Discover all the different ways you can pay online and offline.

How to manage your finances, no matter when or where you are.

Banking built for business

Business banking can be rough – but it doesn’t have to be! Whether you’re a sole trader or a company with more complex needs, we’ve got you covered with great resources and friendly, professional support.

Things you should know

Rate, fees and charges and other information correct as at 14 October 2026 and may change without notice.

Terms, conditions, fees, charges and eligibility criteria apply.

Please read the Product Disclosure Statement and Fees & Charges and consider whether this product is right for you. Also available in branch or at 1300 004 863.

To view the Target Market Determination for this product go to Target Market Determinations.

Unapproved debit balances incur interest at 15.90% p.a. calculated daily on full closing balance and debited on the last calendar day of each month.

Download a copy of our Business Accounts Rates. Find out how to reduce your fees and charges.

Chequebook access only available on accounts that have an existing cheque facility attached with a chequebook issued prior to 30 June 2025.

1 Interest is calculated daily and paid quarterly.